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Test Code : 650-128
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Cisco Cisco Connected Grid (Account

Cisco Builds on linked Grid Portfolio | killexams.com existent Questions and Pass4sure dumps

SAN JOSE, CA--(Marketwire - Jan 23, 2013) - Cisco ( NASDAQ : CSCO ) these days introduced elevated options to its linked Grid portfolio in line with the Cisco GridBlocks™ structure to alleviate utilities modernize their electrical grid. the brand new portfolio includes the Cisco® Utility Operational community answer, Cisco connected Grid Design Suite, and Cisco Incident Response and group of workers Enablement answer.

These three new solutions assist utilities modernize, control, and enhance regular grid operations, via presenting operational network options for mission-crucial grid monitoring and wield techniques; unified electrical and communications community modeling and design elements for quick and respectable grid implementations; and integrated communique options to ameliorate coordination between box personnel and allow faster carrier restoration. The related Grid routine ties into Cisco's broader concept of the web of every thing, connecting individuals, processes, information, and issues.

New connected Grid solutions

  • Cisco Utility Operational community solution
  • Cisco Utility Operational community solution includes a kit of structure, design services and products for utility broad zone networks that gives utility operators a enormously cozy and versatile multi-factor network to assist grid modernization efforts.
  • Utilities are supplied time-sensitive insurance contrivance communications, telemetry facts, company tips site visitors, voice calls and video streams delivered over a solitary network.
  • the new admit replaces the should maneuver diverse growing faded time-division multiplexing (TDM) based and siloed networks that had been developed around inflexible, point-to-element architectures which are unable to deal with multipoint power and counsel flows.
  • Cisco connected Grid Design Suite
  • Cisco linked Grid Design Suite contains a collection of hardware home equipment, utility purposes and services to manage the complexity of new know-how integration in substations by using providing utility engineers with a unified view of electrical and communications networks.
  • the new admit will alleviate utilities accelerate deployment with unified modeling, design, and configuration of these substation networks. It additionally permits the post-deployment visualization and efficiency monitoring of the network
  • The design suite improves reliability and compliance improves while reducing deployment prices.
  • Cisco Incident Response and cadaver of workers Enablement solution
  • The admit contains a collection of architecture services and items to enrich realm communications and coordination.
  • Disparate fastened and mobile communication techniques, IP-based mostly dispatch, and actual safety systems are integrated to enrich coordination between utility realm crews, dispatchers and faraway consultants.
  • Cisco's linked Grid routine is to provide an conclusion-to-end, totally comfy and interoperable networking infrastructure for electrical grids that permits utilities to better maneuver energy give and demand, enrich the security and reliability of energy transmission, and optimize operations. by using supplying assorted purposes over a single, intelligent and particularly cozy platform; electric utilities benefit from each lessen total cost of possession in addition to create value from new capabilities and practical integration.

    Cisco has more than 250 customers worldwide adopting the GridBlocks™ architecture and related Grid options. These encompass superior metering infrastructure, substation and utility information focus deployments in North the united states; as well as large area, substation, and distribution networks in Europe and Asia.

    assisting charges:

  • Lionel Chocoron, vice chairman and confidential manager of Cisco connected energy Networks company unit:"through their industry leadership on protection and system interoperability, Cisco has viewed effectual client and accomplice augment with utilities global adopting the GridBlocks architecture and related Grid options. These new options will assist utilities and their companions meet their grid modernization objectives by using bettering automation and safety throughout their operations."
  • Roger whats up, Future Networks application supervisor, Western power Distribution (UK):"project FALCON is a crucial step in future networks software. it's establishing and testing out one of the tools for their instrument equipment, and for the residents of Milton Keynes it will exist enhancing the plane of carrier and performance of the network for their city."
  • Lu Hong, director, Automation fork at state Grid of China enterprise: "State Grid of China Corp. is main the world by course of deploying complete IEC 61850 Digital Substation architectures. For such tremendous-scale implementation the management of IED configuration and its communication community is terribly complicated and time consuming. Cisco's Design Suite makes it feasible for their engineers to streamline substation community discovery, design, modeling and checking out approaches. It additionally helps validate and maintain music of configuration alterations, which meet their operational needs very well."
  • Oscie Brown, typical manager, SCANA services, Inc. "Cisco IPICS enabled unified incident administration for the PSNC gas company, permitting us to centralize dispatch operations throughout three states and 50 several radio channels."
  • aiding resources

    About Cisco Cisco ( NASDAQ : CSCO ) is the worldwide chief in IT that helps companies seize the alternatives of the following day by course of proving that superb issues can spin up when you connect the in the past unconnected. To gain scholarship of extra about options for utilities, gladden visit www.cisco.com/go/utilities. For ongoing information, gladden recede to http://thenetwork.cisco.com.

    Cisco and the Cisco brand are trademarks or registered trademarks of Cisco and/or its affiliates within the U.S. and different countries. a listing of Cisco's emblems may moreover exist discovered at www.cisco.com/go/trademarks. Third-celebration trademarks mentioned are the property of their respective homeowners. using the solemnize partner doesn't imply a partnership relationship between Cisco and every other business.

    RSS Feed for Cisco: http://newsroom.cisco.com/rss-feeds  


    Hong Kong's CLP Picks Itron And Cisco For sensible Grid Pilot | killexams.com existent Questions and Pass4sure dumps

    No outcome discovered, are trying new key phrase!in response to Monday’s announcement, both will hyperlink Itron’s mobile-enabled meters and information collection and administration software with Cisco’s grid routers and connected grid administration ... That’s a b...

    Cisco : learn the possibility Intelligence Capabilities within the probability Grid API | killexams.com existent Questions and Pass4sure dumps

    Cisco threat Grid offers a powerful combination of automatic malware analysis and advanced possibility intelligence. risk Grid is the file evaluation backend of every Cisco advanced hazard options (ATS) items, and is directly usable via a portal account within the cloud deployment or portal entry to a local appliance version. what is much less neatly commonplace, is the availability of a powerful API that offers entry to most possibility Grid capabilities and guidance. This permits you, the customer, to integrate superior analysis capabilities into present SOC tooling and tactics - with minimal pile scholarship required.

    if you are going to exist at Cisco live next week in Barcelona, which you could register for the DevNet workshop i am main. They could exist exploring the most basic possibility intelligence capabilities of the API. This forty five minute session requires a beginner stage knowing of Python or an analogous scripting language, and by means of the halt of it you could exist outfitted to write down scripts that retrieve well timed and valuable possibility intelligence in formats which are able for importation into regular SOC equipment.

    if you're no longer able to exist a portion of me in Barcelona, live tuned to this space for updates about this and identical classes at Cisco live 2018 in Melbourne and Orlando - or choose the currently published, self-guided 'Introduction to the Cisco probability Grid API learning Lab.'

    here are some further hyperlinks you may additionally locate useful:

    probability Grid introduction at Cisco.com :possibility Grid YouTube Playlist - This playlist shows a few points and utilize situations of Cisco possibility Grid. The subjects are largely about interactive portal use, but linger tuned for more API content material birthright here as smartly!

    threat Grid online API documentation:

    Tags:

    Cisco systems Inc. posted this content on 23 January 2018 and is entirely liable for the guidance contained herein.allotted by Public, unedited and unaltered, on 23 January 2018 19:09:03 UTC.


    650-128 Connected Grid (Account Manager) scholarship Verification

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    650-128 exam Dumps Source : Connected Grid (Account Manager) scholarship Verification

    Test Code : 650-128
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    The rise of the Instagram Micro-Influencer: Everything You need to Know | killexams.com existent questions and Pass4sure dumps

    There are plenty of ways to rep your brand in front of more people on Instagram. Advertisements, hashtags, contests, giveaways…the list goes on and on.

    But, there’s one routine that seems to reign supreme over every of the others: influencer marketing.

    For many people, that term lonely inspires visions of Kardashians promoting hair keeping vitamins or other big-name celebrities not-so-subtly pushing other products they claim to love.

    And, it’s true, that is influencer marketing.

    But, that perception moreover tricks many brands into thinking influencer marketing is something that’s only meant for the titanic brands with the even bigger budgets.

    That’s not necessarily the case—particularly with the rise of the Instagram micro-influencer. These influencers with a smaller audience—but a highly-engaged following—make this marketing tactic available to companies of every sizes.

    So, what accomplish you need to know about Instagram micro-influencers? We’re rolling up their sleeves and digging into it every birthright here.

    What Exactly is an Instagram Micro-Influencer?

    You want to rep your brand out there, but you don’t occupy a ton of money to fling at promotion. Well, recent research states that an Instagram influencer will pervade $1,000 per 100,000 followers.

    That means that if you occupy your sights set on an influencer with an audience of around 300,000, you better exist prepared to pay somewhere in the neighborhood of $3,000 for a solitary Instagram post.

    Did your jaw just hit the floor? I can’t guilt you. But, this is where micro-influencers compass into play.

    These influencers are on a smaller scale—meaning they haven’t amassed followings of hundreds of thousands (or even millions) of people.

    While there’s no existent rule on exactly how many followers qualifies someone as a micro-influencer, they typically occupy followers in the thousands.

    Their followings are undeniably smaller, but they’re moreover highly engaged. These people are highly trusted and valued by the people who ensue them—meaning they can exist equally as valuable when it comes to promoting your brand.

    Let’s gaze at an illustration comparing a micro-influencer with a macro-influencer.

    Lauren Bullen (@gypsea_lust) is an Instagram influencer focused on travel. With 2.1 million followers, she’s built a massive following—meaning she’s obviously not a micro-influencer.

    Instagram-micro-influencer-lauren-bullen-example

    Image Source: Lauren Bullen

    In contrast, Karl Watson (@karlwatsondocs) is a travel documentary filmmaker and a micro-influencer within the travel industry.

    He has a much smaller following of a slight over 9,000 followers, making him a much more approachable and reasonable influencer option for travel-related brands who don’t occupy massive budgets.

    Instagram-micro-influencer-karl-watson-example

    Image Source: Karl Watson

    To summarize, Instagram micro-influencers are indeed influencers with a lot of authority in their niches and industries. However, they don’t operate on as large of a scale as some of the Instagram celebrities you’ve likely grown accustomed to seeing.

    Why Bother With Influencer Marketing?

    Finding and then effectively collaborating with influencers does require some time and energy. So, here’s a question that deserves to exist answered: Is it worth it?

    Here’s the short answer: absolutely.

    In fact, according to Linqia’s The state of Influencer Marketing survey, 94% of respondents who utilize influencer marketing believe it to exist an effectual marketing tactic.

    But, what exactly makes this rate so high?

    Trust is the covert ingredient here.

    More and more, people are tuning out obvious sales messages that compass directly from brands. For example, usage of ad blockers surged by an impressive 30% in the year 2016—which proves that people aren’t receptive to pushy and overt sales tactics.

    Instead, they spin to people they trust to rep recommendations. This not only applies to their direct peers but moreover influencers—people they gaze up to and admire.

    And, when they survey those recommendations, they’re far more likely to actually purchase. 81% of consumers state that convivial posts from friends and peers (influencers compass into play here!) directly impact their purchasing decisions.

    That’s likely why a 2016 study from TapInfluence and Nielsen Catalina Solutions discovered that influencer marketing generates 11 times the ROI of traditional digital marketing.

    In short, influencer marketing doesn’t just expand your compass by getting your brand in front of new audiences—it does so in a course that feels true and genuine.

    Influencers occupy earned trust with their audiences, and therefore can win trust for your brand and metamorphose their followers into your customers. So, it makes sense that Instagram influencer marketing doubled in the year 2017—and that will likely only continue to increase.

    Does Size Matter: The Pros and Cons of Micro-Influencers

    There’s no denying that influencer marketing on Instagram is effective. But, it’s effortless to judge that only applies to major influencers who can shove your brand out to millions of starry-eyed followers.

    Make no mistake—working with micro-influencers can exist powerful. However, it’s moreover not without its downsides when compared with larger influencers.

    Let’s explore some pros and cons of collaborating with micro-influencers, so you can resolve which route is best for your unique brand.

    The Pros 1. They occupy a Highly-Engaged Following

    While micro-influencers might not boast huge audience numbers, they typically occupy followings that are highly engaged. Their followers trust them, value them, and interact with them on a regular basis.

    Much relish anything else on Instagram, tryst carries a lot of weight.

    After all, wouldn’t you rather promote your brand to an audience of 5,000 who will exist inclined to like, comment, and even find out more about your product than an audience of 500,000 who might drop a courtesy ‘like’—but then accomplish nothing more?

    One study conducted by HelloSociety found that micro-influencer content is 6.7 times more efficient at engaging audiences than bigger influencers—proving that micro-influencers can really accomplish a lot for your brand, despite their smaller following.

    To summarize, macro-influencers will lead to more reach, but micro-influencers will generate far more engagement.

    Need proof? Let’s compare the Instagram accounts of two different baking influencers. Tara Jensen Green (@bakerhands) has a following of over 99,000. In contrast, Cookie Designs by Liz Tamny (@illustratedcookies) has just 1,241 followers.

    Here, you can survey a solitary Instagram post from @bakerhands received around 387 likes but just three comments:

    Instagram-micro-influencer-baker-hands-example

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    Image Source: Tara Jensen Green

    This post from @illustratedcookies has fewer likes (101 total at the time of this writing), but seven comments:

    Instagram-micro-influencer-illustrated-cookies-example

    Image Source: Illustrated Cookies

    It’s a seemingly diminutive thing, but it drives home the point that micro-influencers often occupy a far more engaged following than macro-influencers.

    2. They’re Usually Cheaper to labor With

    You’ve already determined that you don’t occupy a huge budget to funnel into influencer marketing. That’s another perk of micro-influencers: Since they don’t occupy as large of followings, they typically don’t exact as much for compensation.

    Remember previously when they mentioned that titanic influencers often pervade as much as $1,000 per 100,000 followers?

    Micro-influencers are far more reasonable. According to Bloglovin’s 2016 Global Influencer Survey, 97% of micro-influencers pervade less than $500 for a solitary Instagram post. In fact, 84% of them actually pervade less than $250 per post.

    Instagram-micro-influencer-bloglovin-chart

    Image Source: Bloglovin’s Global Influencer Survey

    In addition to the lower cost, there’s moreover lower competition. If you point for those influencers with massive followings, you’ll exist up against a number of titanic brands—and, your own sponsored post will likely rep buried amongst a coalesce of others.

    That very Bloglovin survey indicated that 70% of micro-influencers labor on less than five marketing campaigns each year. This means that they haven’t been inundating their followers with product promotions, which makes the instances when they accomplish really stand out.

    The Cons 1. They occupy a Smaller Following

    There occupy to exist some downsides, right? Micro-influencers can accomplish a lot of estimable for your Instagram marketing strategy, but there are some drawbacks to deem when determining whether a micro-influencer is birthright for your needs.

    We’ll start with the obvious one, which we’ve already touched on previously: Micro-influencers are micro for a reason. They occupy smaller followings.

    This means that you won’t exist reaching as many people as you would if you were to labor with a larger influencer.

    A study from Mediahub found that influencers with titanic follower counts rep far more likes than micro-influencers. But, when it comes to things relish comments, sales, traffic, and content entries, micro-influencers choose the cake.

    As with anything, it’s significant to determine what your goals are. accomplish you just want a huge amount of exposure? Or, accomplish you want engagement?

    Answering that question will alleviate to point you in the birthright direction.

    2. They’re Less Experienced With Instagram Marketing

    As you can imagine, influencers with massive audiences are approached about sponsored posts every the time. They know what it takes to haul together effectual content that will connect with their audience.

    But, when you’re working with a micro-influencer, they’re a slight less experienced in this regard. As mentioned, they only labor on an tolerable of five campaigns per year, which means they might not necessarily exist experts in this field.

    When you’re inexperienced with influencer marketing yourself, it can exist helpful to labor with someone who already knows the ropes. But, again, that will compass along with a hefty charge tag.

    While the inexperience of some micro-influencers can certainly exist a hurdle, it can actually serve you well in other ways. Since they aren’t used to cranking out product promotions, often the ilk of content they haul together is true and highly engaging—which means it performs exceptionally well with their audiences.

    For example, just gaze at this post from Instagram user Cecilia Gorgon (@ceciliagorgon), a micro-influencer that cosmetics brand, Glossier, frequently collaborates with:

    Instagram-micro-influencer-glossier-example

    Image Source: Cecilia Gorgon

    You’ll find numerous different posts with Glossier’s products and cognomen featured on Gorgon’s Instagram grid, and they every generate a really solid amount of engagement.

    Where to Find Instagram Micro-Influencers

    You’ve determined that a micro-influencer is the birthright course forward for your brand. Now what? How accomplish you recede about finding these people to labor with?

    Let’s cover a few actionable strategies you can utilize to find people who could exist potential ambassadors for your brand on Instagram.

    1. hope Your Existing Fans and Followers

    Your followers can exist a mighty resource of scholarship and insights. Chances are, they occupy recommendations of Instagram accounts that they already ensue and keeping for that are apropos to your brand.

    Put up a post asking them to tag or partake some related accounts that they admire. Those comments will spin up a list of influencers—both titanic and small—that you can add to your list to compass out to.

    2. gaze Through Related Hashtags

    Hashtags are another mighty resource to find accounts that post apropos content.

    Search hashtags directly on Instagram and then click into posts that grab your attention. From there, you can find out more about the account that posted the content and compass out to that user if you’re interested.

    For example, if you evade an outdoor gear brand, search hashtags relish #outdoors, #nature, or #greatoutdoors to find content and, as a result, users who could exist estimable fits for your own brand. You can then organize apropos hashtags using Schedugram’s Hashtag Manager to rescue time when creating future posts.

    Instagram-micro-influencer-hashtag-example

    3. gaze at the Comments on the Posts of Major Influencers

    Maybe you don’t occupy the budget to labor with major influencers. But, that doesn’t weigh in you can’t rep any alleviate from them.

    Large influencers occupy a lot of, well, influence—which means there are plenty of micro-influencers in their audience who could exist suitable for your brand.

    Scroll through the comments on some recent, apropos posts from that macro-influencer. Click into the profile of some of those commenters to find out more about their own content and audience size and determine if they’re someone your brand could labor with.

    It’s a Two-Way Street: Working Well With Micro-Influencers

    Once you find a micro-influencer who seems relish they could exist a estimable meet for your brand, it’s up to you to lead that relationship and construct certain things evade smoothly.

    The very do’s, don’t’s, and best practices apply regardless of what ilk of influencer you’re working with. Here’s a universal overview of some things to withhold in mind:

  • DO judge about your messaging so the influencer has a pellucid concept of what you’re trying to promote and what ilk of content you’re aiming for.
  • BUT DON’T limit their creativity. Give them the freedom and flexibility they need to compass up with something awesome.
  • DO find the birthright influencers for your brand. Don’t just labor with somebody because they occupy a highly-engaged audience or choose mighty photos—you need them to meet with your brand identity.
  • BUT DON’T obsess over numbers. Things relish the number of followers and tolerable tryst rate can serve as a estimable clue, but they aren’t the be-all and end-all.
  • DO empower your influencers with information. Give them resources that they need to produce quality content for you. Whether it’s logo files or desired hashtags, don’t leave them needing to hunt down what they require.
  • BUT DON’T neglect the rules yourself. You can’t exist so focused on what the influencer has to accomplish that you neglect what you need to do. Instagram has a lot of rules around sponsored content, so construct certain you’re watchful of and following these.
  • Want more do’s and don’t’s? You can dig into plenty of recommendation for successfully collaborating with influencers of every types in their steer to Instagram influencer marketing.

    Over to You

    Influencer marketing on Instagram is a powerful course to rep your brand out in front of new, apropos audiences.

    While it’s tempting to judge that you need to labor with the biggest influencers available, influencers with smaller but engaged followings (known as micro-influencers) might just astonish you with every that they’re able to accomplish in terms of tryst and exposure for your products.

    Use this post as your guide, and you’ll find the micro-influencers that are best suited to your brand—and build a mutually-beneficial relationship after doing so.


    Is your identity ever safe online? Here’s how blockchain do an halt to identity theft | killexams.com existent questions and Pass4sure dumps

    You occupy every the reasons to feel jumpy when the biggest convivial networking site in the world with over 2 billion vigorous monthly users says that its users’ identities got compromised.

    During the ultimate week of September, on a Friday evening, when the world was getting ready for another weekend, Facebook published an update citing more than 50 million user accounts were hacked.

    According to a blog post by Facebook, a minor vulnerability in its “View As” feature allowed hackers to filch access tokens and hack into users personal accounts. They got access of about 50 million accounts, which forced Facebook to reset them and another 40 million accounts as a precautionary step. Total 90 million users were logged out of their accounts automatically.

    This was a mass hacking attempt on the world’s largest convivial media platform; hence, the incident came to light shortly after it took place. But judge about hundreds of those less favorite online platforms where you occupy shared your personal information relish name, age, location, mail ID, and bank details.

    If Facebook can descend prey to hacking attempts, so can any other online platform in the world. This reaffirms one thing — identity theft is real, and unless necessary actions are taken, you can exist its next victim.

    Also read: Taipei is using a blockchain alternative to transform into a smart city

    Regardless of how many precautionary measures you opt for, the risk of your personal information being compromised by online platforms can never exist sidelined. The main reason behind it is the traditional course in which the data is saved on servers. If someone hacks into these servers, they can easily access the informed saved on them and utilize it for their benefits.

    The only course to fix this issue that seems promising at this flash is blockchain. It’s the future of the tech and can halt identity theft once and for all.

    How Blockchain Can halt Identity Theft

    Using blockchain to store online information and partake it with third parties will construct it tough for hackers to wreck any havoc without leaving behind any digital trail.

    Fortune explains it in a simple way: Every block in the blockchain is built upon its predecessor. The cryptographic nature of every these blocks makes it challenging for fraudsters to alter the information that is stored in any of these blocks as it’s connected with the information stored in another block, which has an entirely different virtual address.

    This system bars data custodians from accessing information that you don’t want to share, ultimately making it next to impossible for anyone to carry out an identity theft operation.

    Blockchain technology uses DiDs (decentralised identifiers), which let the individuals choose complete control of their personal data. These DiDs are covert URLs stored on a blockchain ledger. Each of these DiDs is assigned to a different identity of the user, such as birthdate, cognomen or bank account number. While making a payment online, users can temporarily vouchsafe these DiDs access to the personal information of their selection and revoke once the transaction is successful.

    This arrangement might sound too estimable to exist true, but many companies occupy already started working in this direction. A recent partnership between BMW group and flower is a mighty illustration to understand this changing scenario. flower is an emerging blockchain technology provider, constantly trying to interpose decentralised identity in everyday life. This partnership will allow BMW group to utilize blockchain technology for better customer suffer and withhold users free from unnecessary identity theft and privacy-related concerns.

    The BMW group will choose Bloom’s alleviate to verify customers’ identity and attest their credit history without storing any customer data on their servers. Since flower uses a decentralised and unhackable storage system powered by blockchain, hackers will never exist able to filch customer data.

    Also read: Blockchain tech is swiftly gaining influence, innovating the world beyond tech

    BMW isn’t the only company thinking closely about making blockchain a portion of its customer serving technology. Most other leading automotive players are working closely with blockchain experts to find a yardstick solution to fix data theft related issues as soon as possible.

    Story Continues

    This trend isn’t just limited to the automotive sector alone. Many companies belonging to different sectors relish insurance, financial operations, supply chain management, AI, intelligence, research, transportation, logistics, etc., occupy started testing blockchain powered solutions to secure their customer data.

    The takeaway

    As they inch towards an era that is going to exist driven by ersatz intelligence, internet of things, and machine learning, they should start thinking seriously about blockchain.

    It’s not a threat to their privacy, but an extension!

    The sooner they understand this point, the easier it will become for us to withhold their personal data safe and untouched. And when that happens, no advice such as hacking into 50 million Facebook user accounts will construct their blood evade icy again and discontinue us from making weekend plans just relish they always do.

    What accomplish you judge about blockchain’s inclusion into everyday tech? partake your opinions with us in the comments section below.

    —-

    e27 publishes apropos guest contributions from the community. partake your honest opinions and expert scholarship by submitting your content here.

    Photo by Noah Buscher on Unsplash

    The post Is your identity ever safe online? Here’s how blockchain do an halt to identity theft appeared first on e27.


    Dozie: Banks’ trade Model No Longer Sustainable | killexams.com existent questions and Pass4sure dumps

    The Chief Executive Officer, Diamond Bank Plc, Mr. Uzoma Dozie, in this interview says banks are likely to exist out-innovated and lose their market partake if they fail to partner with emerging businesses to deliver superior services to customers.  He stresses the consequence of partnership between telcos, fintechs and banks in order to continue to deepen banking penetration. Obinna Chima presents the excerpts:

    How did you feel about the recent Central Bank of Nigeria fine on the bank with respect to MTN Nigeria?

    When you are in the battlefield, you hope injuries once in a while. And that was the course they saw it. They didn’t quite understand the basis. As an organisation, they always try to accomplish things in line with corporate governance. They are always compliant. Basically, they didn’t understand the basis for the fine. They occupy responded to their regulator to gaze at it and gaze at the information again. The central bank has stated in one of their press releases that they occupy gathered more information and that they are looking at it. They occupy to continue moving, you can’t allow that to discontinue your operation. Fortunately, they occupy capacity to absorb that it does not affect the day-to-day running of their services to their customers. They would not allow that to distract us.

    How did your customers react to the advice of the fine?

    We occupy customers that are informed and they moreover occupy the ones that are going about trying to construct their dreams compass honest in Nigeria. They occupy about 15 million customers. Those people don’t occupy the frill of reading newspapers. They moreover occupy a relationship with MTN in terms of providing services that alleviate transform people’s life. So, the progress didn’t impact on the brand. People are now more informed and they can choose informed decisions. In my opinion, their customers believe that this is an issue that has to exist resolved and that their monies are safe.

    The Monetary Policy Committee at its ultimate meeting raised some concern about the economy. What is your choose on that and what accomplish you judge the government should exist doing to avert another glide into recession?

    This is talking to every stakeholders in every sector of the economy: private sector, public sector, regulators even exotic investors as well. Of course, Nigeria is no longer isolated from activities in the global economy. Of course, with the augment in interest rate in the United States, it means there is going to exist pressure to retain exotic investors in Nigeria, which they depend on. In terms of what they must do, firstly is that they must ensure there is stability – financial stability and stability in their oil production. But then, there is another thing – the rule of law, which is very key. They must ensure there is transparency and reduction in corruption. And that’s one of the reasons why Diamond Bank is really driven on digital. Digital means absolute transparency and means audit trail. Imagine if Nigeria has invested in technology, gaze at Nigeria Interbank Settlement System payment platform, gaze at the Bank Verification Number, you can even gaze at the fact that people are using their mobile phones to drive their businesses and so on. You can survey the potential. So those are the things they need to do. So, those are fundamentals. If there is transparency, trust, reduction in corruption, despite concerns of elections, people will silent bring money in. Of course, people are silent going to bring in money during election. So, it is about ensuring that there is stable environment for people to continue to accomplish their trade and money will withhold coming in.

    KPMG’s recent 2018 customer survey rated Diamond Bank as one of the top five SME Customer Banks in Nigeria. Can you discourse more on the bank’s focus on SMEs and what are its long-term plans for SMEs in the country?

    Yes, you are correct. That space is their major focus zone for us in the bank, and they occupy deployed a lot of resources towards growing that SMEs space. They call it emerging trade in Diamond Bank. And that’s because if you gaze at the economy, 70 per cent of impact in the economy is coming from diminutive and medium scale enterprises (SMEs). So, they deploy a lot services. Now, they are on a growth trajectory. What accomplish they require? Access to finance, access to market, capacity building, networking. And so, they occupy deliberately tried to ensure they meet those needs. And again, another challenge in that sector is lending which is why their collaboration with Women’s World Banking is what they are using now to construct certain they meet the needs of companies and individuals in that sector. So, they are now using the cashflow lending ilk of proposition to assail that sector. What does this accomplish for us? They are silent having collateral, but they are more flexible. They occupy three focus areas they lend to – agriculture, education and health. So, if I compass to your hospital and you don’t occupy collateral, you occupy rig that I can utilize as collateral. If you are school, there are computers in the school and other things. Normally, the traditional benevolent of lending you will not utilize such things because those things you may feel you may not exist able to realise. But what the cashflow does for you is they gaze at the pattern of your trade and how your cash actually flows. So, they are deploying a lot of that strategy to construct certain they give them financing. Then in terms of capacity building, because what you find out from SMEs is that they need scholarship on how to evade their businesses. They occupy an alliance with Lagos trade School through their Enterprise progress Centre. And over the years, they occupy continued to train entrepreneurs, supporting them with education on how to evade their businesses, giving them skills that they credence they require to evade their businesses. Now, beyond that, what they used to accomplish was moreover to recede round and educate their SMEs. That’s portion of their non-financial services. They educate them on ow to evade their business. They occupy an SME zone in Diamond Bank where their customers can recede and educate themselves on different things – human resources, financial management and every of that. They believe once they can spread the SMEs training every over the country, it would really give us the edge that they require to grow that sector of the economy.

    You talked about lending to that faultfinding sector of the economy, but most SMEs occupy complained about accessing loans from banks as well as the towering interest rate. How is Diamond Bank mitigating pains for the SMEs?

    They complain about collecting money from banks is because of security. Indeed, you occupy to exist certain that whoever you giving money to would pay you back the money. Of course, if they don’t pay you back, your final course out is the security and many of them don’t have. This is why I explained what they are doing with Women World Banking to ease that challenge. So, they are lending based on your cashflow. The only challenge with that is that because they need to survey the cash flows, it’s not available to new businesses. So, because I don’t know your pattern of payment. I don’t know how your customers pay you and how long it takes you to metamorphose whatever products or services into cash. But if you are an SME and you are in a business, every I need is to choose your cash register, gaze at your pattern of payment and lend you based on how your money comes to you. That challenge is being addressed by their cash stream lending.

    Can discourse about your half year 2018 financial results that was released few weeks ago and what expansion plans the bank has for the future?

    We occupy started transformation. What it means is that they are diversifying their portfolios. If you gaze at their portfolio today, you will find out that their assets are actually skewed towards oil and gas. With the glide in oil prices few years ago, it meant they had to reclassify and restructure some loans out there. One of things we’ve done even before I got here, was that they occupy started lending into retail space and focus more on corporate clients that had a value chain and  are actually into retail business, relish telecoms, manufacturing, relish the Dangotes of this world. What that meant was that you will survey that their asset portfolio has been dropping because they are not lending billions into that space anymore. They are now focusing on driving retail business, the SMEs. Up to June this year, they occupy done more lending to diminutive businesses than they occupy done in the ultimate three years together. That is the focus of the bank. If lending is diminutive and the duration is much shorter, it means that every month people are paying back. Until they build that faultfinding portion which is what they are trying to build. How you judge us is the transaction income coming out of that and the people they are rise to lend to and even the platform they are pile so that they can occupy access to more people. So, they are trying to build a more sustainable trade that is bullet proof to shocks in the macro-economy. If they occupy another shock to the country again, if the economy is shocked by one per cent, ours should exist 0.2 per cent because they occupy diversified their trade base. That is what they are trying to do. And they know that it’s workable because what you survey is the final number which is oil and gas, non-performing loans. What you don’t survey is the engine. In terms of liquidity, they occupy ovef N800 billion of retail deposits that is driving the lending portfolio. They want to diversify that so that they can actually access more people. We’ve moreover compass out of West Africa. They don’t judge there is enough opportunity there, they were just deploying capital that were not giving returns relish they occupy in Nigeria. They occupy moreover sold their United Kingdom office. Because of the drop in exotic currency, trade businesses occupy dropped, so we’ve diversify from that. Those incomes we’ve made from trade business; we’ve now replaced it with retail ilk business. They can survey that that is working. Their lending to retail space is not only growing, but NPLs from that segments are actually much lower because they occupy learnt from previous lending as well. And that is the gross idea. These occupy enabled us to manage their capital and they are pursuing a national licence, which will weigh in oour capital adequacy ratio will exist much lower and they can now focus on improved profitability and leveraging on technology that they occupy invested in.

    You talked about transformation and my worry is you seem to exist signing a lot partnership with exotic organisations. You made mention of MTN. How would shareholders benefit from majority of these?

    If you gaze at what is going on in the world today, you will find out that banks are under attack. This happens every day. People are rise to either accomplish those things themselves or people are coming into your space. If it is transferring dollars to Nigeria or lending, many people are doing it. The point is, what are you going to accomplish as a bank? There is a capability that banks occupy that other people don’t have. For instance, Flour Mills said the other day that the want to issue their own commercial paper to raise N70 billion to refinance their loans. It means that your current trade model may no longer exist sustainable in the nearest future.  We occupy this philosophy that says beyond banking, they occupy to accomplish more for their customers. Now am I going to lend to every benevolent of persons or how can they partner to deliver the outcomes. That is because people don’t keeping about banking but outcome. They want to recede to the movies, they want to construct phones calls, they want to buy a house. So, if you want to talk to someone, you need to buy airtime. So, they decided to partner the telcos. So, the future for any trade is the platform and you must accomplish things to drive people to your platform. So for collaboration for a people business, you gaze at platform capable of delivering services. You gaze at the quality of your collaboration, number of people on the platform and the quality of partnership. So, they are in that trade of partnering with people to ensure their platform is robust and they are able to accomplish more for their customers. They credence that Nigeria has a huge population of men and women. They partner with the Women World Banking with a vision to rep sizeable number of women globally financially included, they partner together Nigeria is a titanic market. To compass more people, they need technology to accomplish that. There are many financial and non-financial partnerships that they are rise to establish because they know that the future businesses is sharing and collaboration. But to accomplish that will occupy a platform that technology driven and robust. So, no man is an island. If you are in trade that is connected to the world, not connected for others to benefit maximally from, you cannot exist a one discontinue shop for people. I want people to know that either through my mobile phone or myself they occupy a gateway, they don’t occupy to recede to too many places. That is why they are on this journey. It is just relish diminutive businesses, nobody is going to give you money if you occupy not gotten yourself in a position to attract advisory services and how to position yourself in the market. People won’t give you money because they would grunt you won’t know how to deal with it because there is no market. For us, if they don’t build a platform people can connect wherever they are in the world.  That is what they are pile because that is what their customers demand. They are in mobile-driven economy.

    You talked about mobile economy. If you gaze at a country relish Kenya, the Telcos are the ones driving mobile money. In Nigeria, you learn that it is mostly the banks that accomplish that. What is Diamond Bank doing in respect of financial inclusion? accomplish you judge the banks or telcos should drive financial inclusion in the country or partnership would exist the best one?

    It is definitely partnership and not about capability. You should moreover gaze at how telcos became the preeminent financial player in the case of Kenya you sighted in terms of transfer payment. At a time, the banking industry was backward then in Kenya, and so the only people that could accomplish anything then were the telcos. People moreover forget that government was moreover a major shareholder in Safaricom. So, they had the regulation that allowed it to happen. But in Nigeria, things are completely different. Their payment platform is more advanced than even Kenya. Ours has been existent time online a long time ago. It meant that there was no situation for mobile money. Mobile money is a glorified transfer system. S, financial inclusion won’t labor with bank lonely because they are not going to recede to many places. Telcos can never provide the sophistication. Banking is about trust, managing risk, convenience. So, the only course to exist competitive is partnership. So, beyond the telcos, you need other people who occupy developed other trade solutions in the world to exist on the platform.

    Telcos cannot provide complete digital services without banks. It is that partnership that will allow you to achieve what you occupy set out to achieve in that sector. So, the fintechs are very important. If you gaze at Diamond Bank, every their foray into financial inclusion has been through collaboration with fintechs. Telcos cannot provide complete digital financial services without a bank. On their Beta proposition for example, what they found is that it is not about opening bank accounts, but about giving people incentives to save. As a bank, they are not going to open branches everywhere, MTN has branches everywhere. So, today, on their Diamond Y’ello, they occupy almost three million customers which they would not occupy ever had. They would occupy waited for when they open those branches to rep to those places. But if you occupy an MTN line, you can open an account on your phone.  What has moreover helped that Beta customers is the fact that MTN has agents as well that can recede to the customers and pay them when they need. So, what you need to drive financial inclusion is technology. The telcos occupy it, while the banks occupy the expertise. So, what is needed is that collaboration.

    But if they are every poignant into technology, they moreover need to gaze at the vulnerabilities, which is the question of cyber-attacks. What are the defense mechanism to ensure that customers are protected?

    You do your defenses round where your transactions are. Twenty years ago, if you recede to a branch, you will survey armored vehicles and lots of policemen, in order to protect the money. Today, a lot of those things are not necessary because people are doing their transactions electronically. So, cyber-security is very significant to us at Diamond Bank. Not only accomplish they occupy in-house security, they moreover outsource security as well because security involves experts. They occupy experts that withhold checking their systems against vulnerabilities. Technology moreover gives security. For example, BVN is more secured than my signature. Anybody can forge my signature, but nobody can forge my BVN. So, they are making certain that they are pile that trust on every their channels. They occupy even gone one step further by using robotics to ensure that the back office is poignant at the very pace. So, working with Deliotte, they occupy automated one of the most complicated automated systems and their customers are enjoying successful transactions.   



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    Google [4 Certification Exam(s) ]
    GuidanceSoftware [2 Certification Exam(s) ]
    H3C [1 Certification Exam(s) ]
    HDI [9 Certification Exam(s) ]
    Healthcare [3 Certification Exam(s) ]
    HIPAA [2 Certification Exam(s) ]
    Hitachi [30 Certification Exam(s) ]
    Hortonworks [4 Certification Exam(s) ]
    Hospitality [2 Certification Exam(s) ]
    HP [746 Certification Exam(s) ]
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    IAAP [1 Certification Exam(s) ]
    IAHCSMM [1 Certification Exam(s) ]
    IBM [1530 Certification Exam(s) ]
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    ICAI [1 Certification Exam(s) ]
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    IEEE [1 Certification Exam(s) ]
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    Intel [2 Certification Exam(s) ]
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    Lotus [66 Certification Exam(s) ]
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    McAfee [8 Certification Exam(s) ]
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    Medical [69 Certification Exam(s) ]
    Microsoft [368 Certification Exam(s) ]
    Mile2 [2 Certification Exam(s) ]
    Military [1 Certification Exam(s) ]
    Misc [1 Certification Exam(s) ]
    Motorola [7 Certification Exam(s) ]
    mySQL [4 Certification Exam(s) ]
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    NCEES [2 Certification Exam(s) ]
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    Network-General [12 Certification Exam(s) ]
    NetworkAppliance [36 Certification Exam(s) ]
    NI [1 Certification Exam(s) ]
    NIELIT [1 Certification Exam(s) ]
    Nokia [6 Certification Exam(s) ]
    Nortel [130 Certification Exam(s) ]
    Novell [37 Certification Exam(s) ]
    OMG [10 Certification Exam(s) ]
    Oracle [269 Certification Exam(s) ]
    P&C [2 Certification Exam(s) ]
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    Pegasystems [11 Certification Exam(s) ]
    PEOPLECERT [4 Certification Exam(s) ]
    PMI [15 Certification Exam(s) ]
    Polycom [2 Certification Exam(s) ]
    PostgreSQL-CE [1 Certification Exam(s) ]
    Prince2 [6 Certification Exam(s) ]
    PRMIA [1 Certification Exam(s) ]
    PsychCorp [1 Certification Exam(s) ]
    PTCB [2 Certification Exam(s) ]
    QAI [1 Certification Exam(s) ]
    QlikView [1 Certification Exam(s) ]
    Quality-Assurance [7 Certification Exam(s) ]
    RACC [1 Certification Exam(s) ]
    Real-Estate [1 Certification Exam(s) ]
    RedHat [8 Certification Exam(s) ]
    RES [5 Certification Exam(s) ]
    Riverbed [8 Certification Exam(s) ]
    RSA [15 Certification Exam(s) ]
    Sair [8 Certification Exam(s) ]
    Salesforce [5 Certification Exam(s) ]
    SANS [1 Certification Exam(s) ]
    SAP [98 Certification Exam(s) ]
    SASInstitute [15 Certification Exam(s) ]
    SAT [1 Certification Exam(s) ]
    SCO [10 Certification Exam(s) ]
    SCP [6 Certification Exam(s) ]
    SDI [3 Certification Exam(s) ]
    See-Beyond [1 Certification Exam(s) ]
    Siemens [1 Certification Exam(s) ]
    Snia [7 Certification Exam(s) ]
    SOA [15 Certification Exam(s) ]
    Social-Work-Board [4 Certification Exam(s) ]
    SpringSource [1 Certification Exam(s) ]
    SUN [63 Certification Exam(s) ]
    SUSE [1 Certification Exam(s) ]
    Sybase [17 Certification Exam(s) ]
    Symantec [134 Certification Exam(s) ]
    Teacher-Certification [4 Certification Exam(s) ]
    The-Open-Group [8 Certification Exam(s) ]
    TIA [3 Certification Exam(s) ]
    Tibco [18 Certification Exam(s) ]
    Trainers [3 Certification Exam(s) ]
    Trend [1 Certification Exam(s) ]
    TruSecure [1 Certification Exam(s) ]
    USMLE [1 Certification Exam(s) ]
    VCE [6 Certification Exam(s) ]
    Veeam [2 Certification Exam(s) ]
    Veritas [33 Certification Exam(s) ]
    Vmware [58 Certification Exam(s) ]
    Wonderlic [2 Certification Exam(s) ]
    Worldatwork [2 Certification Exam(s) ]
    XML-Master [3 Certification Exam(s) ]
    Zend [6 Certification Exam(s) ]





    References :


    Dropmark : http://killexams.dropmark.com/367904/11558908
    Wordpress : http://wp.me/p7SJ6L-zC
    Scribd : https://www.scribd.com/document/358915342/Pass4sure-650-128-Braindumps-and-Practice-Tests-with-Real-Questions
    Issu : https://issuu.com/trutrainers/docs/650-128
    Dropmark-Text : http://killexams.dropmark.com/367904/12080333
    weSRCH : https://www.wesrch.com/business/prpdfBU1HWO000UZPM
    Blogspot : http://killexams-braindumps.blogspot.com/2017/11/cisco-650-128-dumps-and-practice-tests.html
    Youtube : https://youtu.be/AiXN0gm7fgM
    RSS Feed : http://feeds.feedburner.com/Cisco650-128DumpsAndPracticeTestsWithRealQuestions
    Google+ : https://plus.google.com/112153555852933435691/posts/F9j7ZynyX3C?hl=en
    publitas.com : https://view.publitas.com/trutrainers-inc/pass4sure-650-128-practice-tests-with-real-questions
    Calameo : http://en.calameo.com/books/0049235262ef3cd36439c
    Box.net : https://app.box.com/s/p0m63j762qicirj2ju6pgogky9sb5oz4
    zoho.com : https://docs.zoho.com/file/5mzblc77be879355340c0ad04b72aa1438122






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