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650-127 Cisco Connected Grid (Engineer)(R) learning Verification

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Cisco Connected Grid (Engineer)(R)

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Czech list: three Key Industries that traders should know | existent questions with brain dumps

No outcome found, are attempting novel keyword!building of the sphere is supported by pass of constructive patent protection, elevated specifications of construction, and non-restrictive genetic-engineering policies, in addition to govt policy dreams aiding R ... grid infrastructure, a fibre-optic community related ...

huge conception of 2017: more local weather problems and extra climate options | existent questions with brain dumps

whereas 2017 turned into defined by climate mess ups, technological breakthroughs bespeak a number of tips on how to curb carbon emissions.

After a relatively soundless beginning, 2017 at once grew to exist a yr described through climate disasters.

The tide grew to become when hurricane Harvey struck the Gulf Coast, offering massive quantities of rain that overwhelmed Houston’s stormwater management device. The storm lingered for days, deluging the nation’s fourth most populous metropolis and many others along the coast.

Then, just weeks later, Hurricanes Irma and Maria battered many vulnerable Caribbean islands, struck Florida, and decimated Puerto Rico. Now, more than three months after Irma, some 30% of Puerto Ricans quiet want electrical energy and 5% are devoid of freshwater.

Offshore wind turbines off Walney Island in the Irish Sea

around the equal time, South Asia changed into additionally experiencing big flooding because of a extreme monsoon season. while flooding isn’t ordinary indecent over that time of year, 2017 become worse than regular, with immoderate waters affecting greater than 40 million individuals and killing greater than 1,200.

In October, California begun what would become some of the state’s worst hearth seasons in recent heritage. Firefighters battled 250 novel wildfires that month on my own. One principally tremendous fire, fueled by scorching, parch winds, ripped throughout the Northern California metropolis of Santa Rosa, destroying pretty much 6,000 structures and killing greater than 40 individuals.

That turned into simply the starting, even though, as a result of in December, fierce Santa Ana winds kicked up several more fires, including the Thomas fire, which has burned more than 270,000 acres between l. a. and Santa Barbara and is now the biggest fireplace in California heritage.

A Swiss coverage enterprise estimates that natural disasters Have saturate $136 billion in losses this year, more than double the ten-yr criterion of $58 billion. whereas some of that includes smart from earthquakes, together with the magnitude 7.1 quake that hit vital Mexico, a lot of it's from climate-linked failures.

These developments portend a grim future, where mountainous failures are the norm in preference to the exception. And while some quantity of international warming is probably going locked in because of previous and current carbon pollution, there are some signs that they can besides reign in emissions before too lengthy.

On can besides 1, 2017, the first offshore wind farm in the U.S. connected to the grid immediate block Island, a little a portion of Rhode Island that has customarily relied on costly and unreliable diesel era for its electrical energy. notwithstanding it’s costly nowadays, offshore wind has the capabilities to exist a immense supply of renewable energy. A study posted this year organize that an offshore wind farm in the North Atlantic may bear three-times greater power than a in a similar style sized one in Kansas.

a portion of offshore wind’s competencies comes from the incontrovertible fact that ocean winds blow 70% better than over land. That allows engineers to build higher, extra powerful generators to harvest these more desirable currents. these days, land-based wind mills bear about 2 MW on typical, and offshore generators beget an tolerable of 4.1 MW. with the aid of 2030, advances in manufacturing and transportation of the massive blades are expected to boost onshore turbine vigour by means of about a hundred and sixty%, but the typical offshore wind turbine will bounce to 11 MW, a tower of 275%.

All that extra vigour may exist essential if electric cars proceed to strengthen at their present tempo. fees for lithium ion batteries dropped 24% within the remaining 12 months alone, right down to an ordinary of $209/kWh. based on Bloomberg novel energy Finance, a research organization, electric vehicles will develop into can saturate competitive with gasoline fashions when battery charges attain $one hundred/kWh, which they forecast will revolve up within the mid-2020s.

cost hasn’t been the simplest barrier to EV adoption, though. Charging instances had been on psychological barrier that many car house owners haven’t overcome. That may alternate, although, as sooner chargers roll out within the coming years—Volkswagen, for one, is investigating 350 kW charging stations that could add about 250 miles of ambit in barely 15 minutes.

Advances in battery chemistry may velocity issues further. In January, NOVA coated the drudgery of engineer Mike Zimmerman, who has invented a brilliant-secure strong-state battery. in addition to being wholly stable when damaged—“look for the tremendous Battery” host David Pogue slash one to items—it besides has a much better power density, which means that fewer of them will exist required to dash EVs over long distances.

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strong-state besides can exist charged quicker. John Goodenough, the 94-year-ancient co-inventor of the Li-ion battery, believes that he and his collaborator Maria Helena Braga Have developed a brand novel strong-state battery chemistry that can exist charged in minutes, not hours. In nowadays’s Li-ion batteries, rapid charging dangers the formation of dendrites on the anode. If these dendrites stretch across the electrolyte and finger the cathode, the battery can short-circuit. but Goodenough’s novel battery uses a superb glass electrolyte, which prevents the formation of these dendrites.

while Zimmerman and Goodenough had been focusing on the electrolyte, different companies Have hung out improving different elements of the battery. A crew primarily based at KAIST, a South Korean analysis institution, used silicon as an anode fabric to enhance energy density through three- to 5-fold. invariably, lithium-silicon batteries can’t mug up to many recharging cycles—the silicon expands and fractures right through charging—so the researchers created a artful molecular pulley apparatus that draws the items of silicon returned collectively, permitting the brand novel battery to hold more of its potential over a longer duration of time.

New battery chemistries require years of construction earlier than they are able to mass bear them at a reasonable cost. however their timelines can exist compressed in coming years as automakers and battery producers pour cash into R&D. Toyota, for instance, is pushing tough to commercialize a brand novel strong-state battery chemistry by means of 2022.

whereas these advances in wind energy or battery applied sciences won’t exist ample to limit international warming to 3.6˚ F, together, they may beget a mountainous dent in their carbon emissions and attach us on the path to achieving that purpose.

Cisco To purchase Jasper technologies For $1.four Billion | existent questions with brain dumps

Cisco introduced today it was buying Jasper applied sciences, developers of an internet of issues cloud platform for $1.4 billion.

With Jasper, Cisco receives a company that understands the burgeoning web of things market. whereas the IoT term gets bandied about fairly slightly, it with no peril means connected machines speaking to 1 another over the web. This can exist industrial automation gadget on a shop ground, a linked vehicle, a connected wind turbine or even a wise thermostat.

What Jasper is doing is proposing a platform to build these connected gadgets and bring them to market plenty sooner and with less friction, Jahangir Mohammed, CEO of Jasper noted at a press sustain asserting the purchase today.

What these methods carry out is generate lots of facts and that requires a platform to procedure, manage and exist awake indecent of that data being fed by using these contraptions. The cloud is a particularly smart play for this plane of (massive) information as a result of businesses can scale as an dreadful lot as they need as the volume of data grows.

An IoT carrier could aid combat Disruption

Cisco clearly acknowledges this and is attempting to occupy potential of it.  As VP of company business construction Rob Salvagno wrote in a blog publish announcing the buy:

Cisco views Jasper as a unique IoT carrier platform it is disrupting a big market with powerful strategic alignment with Cisco. Jasper represents the greatest platform of scale in IoT nowadays with over 3500 commercial enterprise customers and 27 service suppliers across 100 nations.

As Cisco tries to battle off disruptive forces, one of the most industries it’s been concentrating on is internet of things, exceptionally with a cloud bent. Jasper gives the company an industrially focused business with a big alien customer catalogue that contains Ford, GM, Heineken and Boston Scientific to cognomen however just a few.

here is not a arduous and snappily market both, Mohammed mentioned. He sess augment in areas such because the connected automobile industry, industrial automation and security (like the linked home and constructing protection) in the coming years.

Salvagno besides sees the two organizations having an excellent cultural fit, which may make it easier to mingle them may quiet the deal tide regulatory muster. “Jasper and Cisco share the identical imaginative and prescient for accelerating the IoT,” he mentioned.

when it comes to holding those Jasper personnel throughout the transition, Salvagno talked about indecent the pass through the press event cheat sheetmp;A that they've attach apart an worker retention pool and Cisco is actively concentrated on preserving those employees in location to the extent they could.

Cisco gets growth abilities

Cisco is making a huge movement into software and this stream makes sustain within the context of the enterprise’s core networking electricity, explained R Ray Wang, founder at Constellation research.

“The fight in IOT is ultimately concerning the network. Sensors, stacks and systems might exist commoditized in the network. however you need them for the basis within the network. It’s a extremely sensible and calculated stream by Cisco,” Wang told TechCrunch.

That’s because while that networking hardware turns into commoditized and loses value, the software aspect presents Cisco a manageable way to develop poignant ahead.

It seems to exist quite an exit for the Santa Clara-primarily based technology company, which to this aspect had raised over $200 million, according to Crunchbase. the most concurrent round changed into $50 million in September 2014.

Gaurav Garg, founding accomplice of Wing undertaking Capital and a Jasper board member changed into excited in regards to the probabilities of this deal. He believes inserting both groups together will effect in a powerful combined entity in an early-stage market.

“we are nevertheless in the very early tiers of the IoT revolution, which I liken to the spread of electrification in the late nineteenth century. just because the creation of the electric grid sparked an immense outpouring of innovation, so the potential to relate physical gadgets to the cyber web will trigger many many years of recent functions, a few of which they can already observe in the shape of drones and driverless vehicles,” Garg wrote in an e-mail.

The deal should immediate later this 12 months and is locality to regulatory approval.

Featured image: Katherine Welles/Shutterstock

650-127 Cisco Connected Grid (Engineer)(R) learning Verification

Article by Killexams Cisco Certification Experts

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5 exist a portion of Metro corridor after long, standout careers | existent questions with brain dumps

5 people with a mixed a hundred and twenty years of playing adventure comprise this yr's type of the Metro Omaha Softball corridor of reputation.

Dave Banghart, Joe Brazda Sr., Jeri Lewis, Ron Osborn and Nick Sailors should exist honored on the seventh annual ceremony Friday at delighted cavity club.

Banghart enjoyed an extended playing profession, but his most lasting contribution to Omaha softball changed into the founding of the Nebraska Senior Softball (a while 50-over) organization. The league begun with two groups in may additionally 2000, however has grown to 15 groups and 184 avid gamers in 2013.

His first exposure to senior softball was in 1998, when he turned into recruited to play with the Augustana school Seniors team in the 60-plus Senior World Championships. He additionally performed the next few years with several Kansas metropolis tournament teams.

he's a member of both biggest senior softball businesses, Senior Softball-country and Softball avid gamers affiliation. He has served as tournament director and host of the Nebraska Half-Century Softball challenge in Omaha annually due to the fact that 2002.

Banghart is quiet taking portion in at seventy seven. As a senior participant, Banghart has a .650 profession batting tolerable and nevertheless can hit, elope and sling with talent. He has been named to a few senior All-American groups, one All-World team, six all-match teams and received a yoke of MVP awards.

He turned into inducted into the national Senior Softball hall of repute on Sept. 4, 2010.

Brazda begun taking portion in and pitching speedy-pitch softball in 1946 — at 17 — for the gregarious agreement formative years League. He endured to play for the subsequent 38 years, retiring in 1984.

He indecent started grownup league softball indecent over the glory days of softball at the historical Falstaff Park on 24th and Vinton. He scholarly from the most useful pitchers in Omaha, including Ben Crain, a member of each the countrywide and Omaha softball halls of reputation.

Brazda turned into referred to as a fierce competitor who had uncanny control and plenty of breaking pitches. He compiled a 650-127 checklist, including 15 no-hitters and two superb video games. He pitched in 20 regional tournaments, two countrywide tournaments and performed on teams that gained 25 Omaha league titles.

Osborn has long been considered as considered one of most fulfilling pitchers to ever play men's fast-pitch softball in Nebraska. however his legacy turned into his tenacity in main the hassle to accept softball sanctioned as a varsity activity with the aid of the Nebraska faculty activities association within the early Nineteen Nineties.

In 1993, 28 category A groups were worried in the first season of NSAA varsity softball. Now, there are 108 groups in three courses.

Osborn indecent started taking portion in men's quick-pitch softball in 1961 in the Holdrege Church League. He graduated from Holdrege immoderate faculty in 1965, and shortly after joined the military the residence he performed for some basis groups.

In 1975, he back to attend Kearney condition faculty and for 2 years played for Cattleman's Mining Co. He was picked up by using the damaged Bow country wide touring crew in 1977 and played for the membership for the next 10 years. The group received countrywide titles in 1978 (Osborn was named most useful pitcher), 1981, 1983 and 1987.

Osborn gained greater than 30 games in the Masters Nationals with Omaha u . s . a ., the All-americans of California, Clearwater Bomber Legends and Colt 45s from Florida, and the Southern California Masters. In 1996, he become a primary-team All-American.

Osborn was the pitching instruct for Kearney condition in 1975-76 and, after relocating to Omaha, served as pitching coach at Creighton from 1978 to 1986. He changed into additionally the volunteer pitching coach at Bellevue university from 1999 to 2002.

He retired from teaching when his daughter Mandy, a two time All-Nebraska player at Blair, went on to play for Drake.

Sailors became probably the most competitive gamers ever for Omaha's T's 13 men's slow-pitch group.

Sailors' ardour for the online game indecent started as he watched his dad, Kim Sailors, outstrip as a two-time All-NCC baseball participant with Morningside faculty. Kim later grew to exist one of the most suitable slow-pitch players in the Sioux city area.

Nick joined the Air drive after standout years with the 1991 and 1992 South Sioux city Legion baseball groups. whereas stationed at Offutt for eight years, he organize a novel home playing speedy pitch with the Offutt Commanders.

He joined T's 13 in 1996 and began a 13-12 months profession playing men's gradual-pitch softball on the optimum stage. From 1996 to 2008, Sailors anchored T's 13 as its shortstop, enjoying 100-plus video games per year.

The T's groups gained seven open condition championships, claimed six appropriate-5 finishes on the ASA category A national event, won the 1997 NSA category a global Championship and the 2001 ASA type A countrywide Championship. indecent through his T's profession, Sailors earned numerous first- and 2nd-team All-the us honors in country wide tournaments.

Lewis started enjoying slow-pitch softball at age 8 in her domestic city of Concrete, Wash., with the Cement city Sweethearts. She picked up fast-pitch softball in 1989 and soon joined the JB's Washington condition Diamond Queens team that won two condition titles and one regional championship.

After immoderate school, she performed for Edmond (Wash.) neighborhood college, the residence she earned junior college All-the united states honors in 1993-1994. She became recruited by pass of the school of Nebraska at Kearney, the residence she earned all-convention honors at shortstop in 1995.

In 1998, she joined the Wahl Optical girls's team and without detain grew to become one of the vital highest attribute women's slow-pitch avid gamers in Omaha heritage. She was the mainstay of a group that received more than 100 tournaments, together with 25 condition titles in Nebraska and Iowa, and additionally traveled to countrywide tournaments.

Lewis received all-match honors on the 2006, 2007, 2008 and 2009 united statesnational tournaments as Wahl claimed appropriate-5 finishes each and every 12 months.

She performed with Wahl Optical unless retiring in 2009 — after enduring 17 surgical procedures on her shoulders, knees and ankles.

10-Q: NEWTEK company capabilities CORP. | existent questions with brain dumps

(EDGAR online by the use of COMTEX) -- merchandise 2. management'S dialogue AND evaluation OF economic condition AND outcomes OF OPERATIONS.

forward-looking Statements

The concerns discussed in this document, as well as in future oral and written statements by pass of management of Newtek enterprise capabilities Corp., which are forward-searching statements are according to current management expectations that involve significant dangers and uncertainties which may trigger exact effects to vary materially from the effects expressed in, or implied via, these ahead- searching statements. forward-searching statements relate to future movements or their future financial efficiency. They commonly determine ahead-searching statements through terminology similar to "may," "will," "may still," "expects," "plans," "anticipates," "might," "intends," "target," "projects," "contemplates," "believes," "estimates," "predicts," "abilities" or "proceed" or the unfavorable of those terms or different an identical expressions. vital assumptions comprise their means to originate novel investments, obtain positive margins and levels of profitability, the provision of extra capital, and the capacity to preserve positive debt to asset ratios. In mild of these and different uncertainties, the inclusion of a projection or forward-looking commentary during this record should quiet now not exist considered as a representation by us that their plans or objectives may exist executed. The forward-looking statements contained in this file consist of statements as to:

our future operating effects;

our enterprise prospects and the possibilities of their prospective portfolio organizations;

the repercussion of investments that they call to make;

our informal relationships with third parties

the dependence of their future success on the regular economic system and its move on the industries through which they beget investments;

our potential to access debt markets and fairness markets;

the capability of their portfolio organizations to achieve their ambitions;

our anticipated financings and investments;

our regulatory structure and tax fame;

our capacity to office as a BDC and a RIC;

the adequacy of their cash elements and working capital;

the timing of money flows, if any, from the operations of their portfolio corporations;

the timing, shape and amount of any dividend distributions;

the repercussion of fluctuations in hobby quotes on their enterprise;

the valuation of any investments in portfolio corporations, above indecent these having no liquid trading market; and

our capacity to accept well unrealized losses.

the following discussion should exist study along with their condensed consolidated economic statements and linked notes and other economic guidance appearing in other places in this record. besides ancient information, the following discussion and other ingredients of this report comprise ahead-looking suggestions that contains dangers and uncertainties. Their precise consequences might ambit materially from those anticipated through such forward-searching recommendation as a result of the factors discussed under merchandise 1A-"possibility elements" of half II of this quarterly report on shape 10-Q, merchandise 1A-"possibility factors" of their annual file on benign 10-ok filed with the SEC on March 15, 2016 and below "ahead-looking Statements" of this detail 2. Overview

we are a number one country wide non-financial institution lender and personal and manipulate certain portfolio organizations (our "managed portfolio companies," as described beneath) that provide a wide array of enterprise and fiscal products to small- and medium-sized companies ("SMBs"). In particular, they and their controlled portfolio organizations deliver finished lending, payment processing, managed technology, personal and business insurance, and payroll options to over a hundred,000 SMB bills, throughout indecent industries. they now Have an established and legitimate platform that is not confined by means of customer size, industry classification, or location. in consequence, they now Have a powerful and diverse customer basis across every condition within the united states of americaand across a number of distinct industries. moreover, they Have developed a financial and know-how primarily based company mannequin that allows us and their controlled portfolio companies to purchase and procedure their SMB valued clientele in a really comparatively cheap manner. This means is supported in big portion with the aid of NewTracker(R), their patented prospect administration technology application, which is akin to however enhanced than the apparatus popularized through They correspond with that this expertise and business mannequin distinguishes us from their competitors.

we are an internally-managed, closed-end, investment company that has elected to exist regulated as a enterprise construction enterprise ("BDC") beneath the 1940 Act. additionally, for U.S. federal income tax purposes, they intend to pick to exist treated as a RIC below the Code dawn within the 2015 tax 12 months. As a BDC and a RIC, we're additionally bailiwick to certain constraints, including barriers imposed via the 1940 Act and the Code. They converted to a BDC in November 2014. subsequently, up to now

table of Contents

consolidated subsidiaries are now recorded as investments in controlled portfolio groups, at reasonable value. Newtek little enterprise Finance, LLC is a consolidated subsidiary and originates loans beneath the SBA's 7(a) software.

Our tolerable shares are presently listed on the NASDAQ global Market beneath the symbol "NEWT".

NSBF has been granted favorite Lender software ("PLP") repute and originates, sells and services little business loans and is approved to residence SBA guarantees on loans devoid of in the hunt for prior SBA evaluation and approval. Being a national lender, PLP reputation makes it feasible for NSBF to expedite loans given that NSBF isn't required to present functions to the SBA for concurrent review and approval. The loss of PLP status may adversely repercussion their advertising efforts and ultimately mortgage origination extent which may negatively Have an repercussion on their results of operations.

As a BDC, their funding objective is to generate each current income and capital appreciation primarily via loans originated via their little company finance platform and their equity investments in positive portfolio organizations that they handle.

We target their debt investments, which can exist mainly made via their little business finance platform beneath the SBA 7(a) program, to supply a chit fee of leading plus 2.75% which makes it feasible for us to generate swift income of loans in the secondary market. They usually constitution their debt investments with the maximum seniority and collateral along with personal guarantees from portfolio business house owners, in many instances collateralized by means of other assets including trusty estate. In most instances, their debt funding can exist collateralized with the aid of a primary lien on the property of the portfolio company and a primary or second lien on assets of guarantors, in each situations basically actual property. indecent SBA loans are made with personal guarantees from any owner(s) of 20% or greater of the portfolio company's equity.

We usually constitution their debt investments to consist of non-fiscal covenants that are looking for to reduce their risk of capital loss equivalent to lien insurance policy and prohibitions in opposition t change of manage. Their debt investments Have potent protections, together with default penalties, counsel rights and, in some situations, board statement rights and affirmative, unfavorable and fiscal covenants. Debt investments in portfolio agencies, including the controlled portfolio agencies, Have historically and are expected to proceed to incorporate the vast majority of their traditional investments in number and dollar volume.

while the monstrous majority of their investments had been structured as debt, they now Have in the past and anticipate in the future to beget selective fairness investments primarily as both strategic investments to raise the built-in working platform or, to a lesser diploma, below the Capco courses. For investments in their controlled portfolio companies, they focal point more on tailoring them to the long term growth needs of the companies than to immediate return. Their pursuits with these agencies is to foster the development of the organizations as a portion of the built-in operational platform of serving the SMB market, so they may additionally in the reduction of the burden on these companies to permit them to develop sooner than they might otherwise and as yet another means of supporting their building.

We consistently engage in discussions with third parties with respect to numerous expertise transactions. They may additionally acquire an funding or a portfolio of investments or a complete company or promote a constituent of their portfolio on an opportunistic basis. We, their subsidiaries or their affiliates may besides also comply with control positive different money that invest in debt, equity or provide different financing or features to organizations in numerous industries for which they may additionally merit management or different expenses for their features. They may besides also invest within the equity of these cash, together with different third parties, from which they might are looking for to merit a recur and/or future incentive allocations. Some of these transactions may exist fabric to their company. Consummation of this sort of transaction can exist locality to completion of due diligence, finalization of key business and monetary terms (including price) and negotiation of eventual definitive documentation in addition to a few other factors and prerequisites including, with out difficulty, the approval of their board of administrators and required regulatory or third celebration has the same sentiment and, in certain circumstances, the approval of their stockholders. accordingly, there can exist no assurance that this sort of transaction can exist consummated. Any of these transactions or dollars may additionally require big management elements either during the transaction section or on an ongoing foundation reckoning on the phrases of the transaction.


We generate revenue in the variety of hobby, dividend, servicing and other fee income on debt and equity investments. Their debt investments customarily Have a term of 10 to 25 years and endure hobby at major plus a margin. In some situations, they accept hold of payments on their debt investments in accordance with scheduled amortization of the spectacular balances. in addition, they acquire repayments of some of their debt investments in foster of their scheduled maturity date. The frequency or extent of those repayments fluctuates tremendously from length to length. Their portfolio endeavor additionally displays the proceeds of revenue of securities. They acquire servicing profits related to the guaranteed parts of SBA investments which they promote into the secondary market. These recurring expenses are earned daily and recorded when earned. furthermore, they can besides generate salary in the benign of packaging, prepayment, legal and late expenses. They list such expenses involving loans as different profits. Dividends are recorded as

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dividend income on an accrual foundation to the extent that such quantities are payable through the portfolio business and are anticipated to exist gathered. Dividend earnings is recorded on the time dividends are declared. Distributions of income from portfolio groups are evaluated to check if the distribution is income, recur of capital or realized profit.


Our basic operating costs are salaries and advantages, hobby cost and other traditional and administrative expenses, such as knowledgeable fees, marketing, personal loan linked prices and employ. on account that they are an internally-managed BDC and not using a outdoor adviser or management enterprise, the BDC incurs indecent the related expenses to office the company.

loan Portfolio Asset fine and Composition right here tables set forth distribution by pass of enterprise category of the business's SBA 7(a) loan portfolio at March 31, 2016 and December 31, 2015, respectively (in heaps):

As of March 31, 2016 Distribution by using enterprise classification enterprise category # of Loans steadiness regular steadiness % of steadiness latest enterprise 744 $ 138,961 $ 187 78.9 % company Acquisition 152 27,949 184 15.9 % start-Up business 121 9,317 seventy seven 5.2 % total 1,017 $ 176,227 $ 173 100.0 % As of December 31, 2015 Distribution via enterprise class company classification # of Loans stability regular balance % of balance present enterprise 679 $ a hundred thirty,692 $ 192 78.four % company Acquisition 144 26,763 186 16.0 % birth-Up business one hundred twenty five 9,297 74 5.6 % total 948 $ 166,752 $ 176 one hundred.0 %

the following tables set forth distribution with the aid of borrower's credit rating of the business's SBA 7(a) loan portfolio at March 31, 2016 and December 31, 2015, respectively (in hundreds):

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Distribution by using Borrower credit score rating credit score rating # of Loans steadiness common steadiness % of balance 500 to 550 13 $ 1,245 $ 96 0.7 % 551 to 600 34 5,026 148 2.9 % 601 to 650 127 25,176 198 14.three % 651 to 700 290 forty seven,644 164 27.0 % 701 to 750 308 fifty seven,709 187 32.7 % 751 to 800 203 32,168 158 18.3 % 801 to 850 36 four,984 138 2.eight % no longer obtainable 6 2,275 379 1.three % total 1,017 $ 176,227 $ 173 one hundred.0 % As of December 31, 2015 Distribution by pass of Borrower credit rating credit rating # of Loans balance traditional stability % of stability 500 to 550 12 $ 1,085 $ 90 0.6 % 551 to 600 32 four,957 one hundred fifty five 3.0 % 601 to 650 113 22,597 200 13.6 % 651 to 700 262 41,901 160 25.1 % 701 to 750 291 57,one zero one 196 34.2 % 751 to 800 198 31,870 161 19.1 % 801 to 850 34 4,942 a hundred forty five three.0 % not available 6 2,299 383 1.4 % total 948 $ 166,752 $ 176 one hundred.0 %

here tables set forth distribution via simple collateral classification of the business's SBA 7(a) mortgage portfolio at March 31, 2016 and December 31, 2015, respectively (in lots):

As of March 31, 2016 Distribution through fundamental Collateral class Collateral class # of Loans steadiness commonplace stability % of balance business existent property 470 $ ninety eight,993 $ 211 fifty six.2 % machinery and machine 179 34,196 191 19.4 % Residential trusty estate 220 16,984 seventy seven 9.6 % different 41 12,173 297 6.9 % debts Receivable and inventory 70 12,522 179 7.1 % Liquid belongings 12 444 37 0.3 % furnishings and Fixtures 8 282 35 0.2 % Unsecured 17 633 37 0.three % complete 1,017 $ 176,227 $ 173 a hundred.0 % As of December 31, 2015 136 -------------------------------------------------------------------------------- table of Contents Distribution with the aid of fundamental Collateral type Collateral category # of Loans balance commonplace balance % of steadiness business precise estate 444 $ 94,013 $ 212 fifty six.5 % apparatus and machine 173 32,423 187 19.4 % Residential precise property 197 15,545 seventy nine 9.three % other forty eleven,284 282 6.eight % money owed Receivable and stock 66 12,583 191 7.5 % Liquid property 12 451 38 0.three % Unsecured 9 240 27 0.1 % furnishings and Fixtures 7 213 30 0.1 % complete 948 $ 166,752 $ 176 one hundred.0 %

right here tables set forth distribution by using days delinquent of the enterprise's SBA 7(a) mortgage portfolio at March 31, 2016 and December 31, 2015, respectively (in thousands):

As of March 31, 2016 Distribution by using Days Delinquent Delinquency reputation # of Loans stability tolerable stability % of balance present 907 $ 156,431 $ 172 88.8 % 1 to 30 days 31 6,596 213 three.7 % 31 to 60 days 12 2,064 172 1.2 % sixty one to ninety days four 146 37 0.1 % ninety one days or enhanced 63 10,990 174 6.2 % complete 1,017 $ 176,227 $ 173 100.0 % As of December 31, 2015 Distribution with the aid of Days Delinquent Delinquency repute # of Loans stability regular balance % of balance present 856 $ 151,950 $ 178 91.2 % 1 to 30 days 23 3,525 153 2.1 % 31 to 60 days 10 2,a hundred ninety 219 1.three % sixty one to ninety days - - - - % 91 days or stronger fifty nine 9,087 154 5.4 % complete 948 $ 166,752 $ 176 100.0 %

Consolidated effects of Operations

As a BDC and in keeping with their intent to qualify as a RIC, we're bailiwick to positive constraints on their operations, together with boundaries imposed with the aid of the 1940 Act and the Code. The condensed consolidated outcomes of operations described under might besides not exist indicative of the effects they report in future intervals. comparison of the three months ended March 31, 2016 and 2015

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can besides 10, 2016

(c) 1995-2016 Cybernet information methods, Inc. indecent Rights Reserved

Japan December trade Surplus Y641.433 Billion | existent questions with brain dumps

TOKYO (dpa-AFX) - Japan posted a merchandise trade surplus of 641.433 billion yen in December, the Ministry of Finance mentioned on Wednesday - up 361.6 p.c on 12 months.

The headline determine beat expectations for a surplus of 281.1 billion yen following the downwardly revised a hundred and fifty.8 billion yen surplus in November (in the dawn 152.5 billion yen).

Exports jumped 5.4 % on yr to six.679 trillion yen, topping forecasts for 1.1 p.c following the 0.four percent decline in the outdated month.

Exports to Asia jumped 12.0 percent on yr to three.740 trillion yen, while exports to China solitary advanced an annual 12.5 p.c to 1.301 trillion yen.

Exports to the U.S. brought 1.3 % to 1.369 trillion yen, and exports to the eu Union slipped four.0 percent to 711.003 billion yen.

Imports slipped an annual 2.6 percent to 6.037 trillion yen versus forecasts for -0.8 percent after dropping eight.eight % a month previous.

Imports from Asia were down 5.0 percent on year to 2.919 trillion yen, while imports from China solitary besides fell 5.0 % to 1.483 trillion yen.

Imports from the us climbed 9.6 p.c on yr to 650.127 billion yen, and imports from the ecu Union slipped 4.eight percent to 715.736 billion yen.

The adjusted trade surplus changed into 356.7 billion yen, topping forecasts for 209.9 billion yen and down from 466.1 billion yen in November.

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