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AMAG, Cisco, Cyberinc, Dell EMC, Extenua, ImageWare programs, Infilux, StrikeForce, VOTI DETECTION™we are honored to possess these protection experts associate us "within the Boardroom" to focus on latest threats and options that may give protection to us NOW.”
— Martin Eli, writer
big apple, current york, united states of america, January eleven, 2018 /EINPresswire.com/ -- thank you For joining Us "within the Boardroom" On SecuritySolutionsWatch.com
AMAG know-how - A G4S company, Kurt Takahashi, Presidentwww.securitysolutionswatch.com/Interviews/in_Boardroom_AMAG_Takahashi.htmlAMAG technology Releases current Symmetry Video HardwareNew NVR home paraphernalia and Video customer Workstations bring Unmatched Scalability with Symmetry CompleteView Video Softwarehttp://www.amag.com/en/company/information/2018/01/03/Symmetry-NVR
Cisco, Marc Blackmer, Product advertising supervisor, industry solutions, protection enterprise Grouphttp://www.securitysolutionswatch.com/Interviews/in_Boardroom_Cisco_Blackmer.html"We at Cisco are fully committed to the IoT, and they accept as True with the IoT ought to be secured for its covenant to be realized."
Cyberinc, Samir Shah, CEOwww.securitysolutionswatch.com/Interviews/in_Boardroom_Shah_Cyberinc.htmlKPMG to purchase global identification and entry administration enterprise of Cyberinc"This transaction will permit us to sharply focus on Isla – their trade leading Malware Isolation Platform."https://cyberinc.com/news/kpmg-to-acquire-international-iam-company-of-cyberinc/
Dell EMC, Ken Mills, widespread manager, IoT and Surveillancehttp://www.securitysolutionswatch.com/Interviews/in_Boardroom_KenMills_GeneralManager_DeLLEMC2.htmlDigital evidence Storage needs grow, Police deserve to consider beyond three-5 Yearshttps://blog.dellemc.com/en-us/as-digital-evidence-storage-wants-develop-police-departments-need-to-consider-past-the-three-to-five-yr-buying-cycle/
Dell EMC, Graham Porter, enterprise edifice Director EMEA, Surveillance and Securityhttp://www.securitysolutionswatch.com/Interviews/in_Boardroom_Porter_DeLLEMC.html"The Munich Airport device is a paradigm among airport security programs. It was designed around a sole centralized and virtual statistics archiving system, accessible to anybody with consent anyplace on the airport network..."
Dell EMC, Nicholas Thermenos, Director earnings & advertising Americas, Surveillance and Securityhttp://www.securitysolutionswatch.com/Interviews/in_Boardroom_Thermenos_DeLLEMC.html"Video Surveillance goes via a fast-paced digital transformation from low-budget, decentralized information repositories to undoubted enterprise category, centralized infrastructure necessities."
Dell EMC, Andrew Hubble, earnings Director Asia Pacific and Japan, Surveillance and Securityhttp://www.securitysolutionswatch.com/Interviews/in_Boardroom_Hubble_DeLLEMC.html"Terrorism in sever countries in Asia has certainly focused governments and enterprise to review their personal protection and safety learn how to give protection to the public, workforce and demanding infrastructure and how to enrich latest follow."
Extenua, Steve Visconti, President & CEOwww.securitysolutionswatch.com/Interviews/in_Boardroom_Extenua_Visconti.htmlExtenua Founder/CTO, Federico Simonetti, and CEO, Steve Visconti, talk about“conclusion-to-conclusion Storage protection” automated Dynamic Encryption Key management SystemNo Key stored anyplace - Defeating mediocre Cyber-attacks"
ImageWare methods, Jim Miller, Chairman and CEOwww.securitysolutionswatch.com/Interviews/in_Boardroom_ImageWare.htmlExciting trends at ImageWare programs...Fujitsu Extends the world achieve for Biometrics-as-a-service Offeringswww.iwsinc.com/2018/01/09/fujitsu-extends-the-international-attain-for-biometrics-as-a-provider-choices/
Infilux...an Infinova brand, Fred Zhang, on-line company Managerhttp://www.securitysolutionswatch.com/Interviews/in_Boardroom_Zhang_Infilux.html"Infilux is a company created with the aid of Infinova Corp. in 2016. Infinova became headquartered in 1993 and has over two decades of undergo within the video surveillance industry."
StrikeForce technologies, brand L. Kay, Chairman and CEOhttp://www.securitysolutionswatch.com/Interviews/in_Boardroom_StrikeForce.html"GuardedID is their keystroke encryption product that works on laptop’s and MAC’s and MobileTrust, which is likewise keystroke encryption with its personal keyboard, works on iPhones and Androids."
VOTI DETECTION™, Rory Olson, President & Chief govt Officerhttp://www.securitysolutionswatch.com/Interviews/in_Boardroom_Olson_Voti.html"today their XR3D systems of protection screening scanners are deployed globally, where they focal point on captivating markets such as, securing perimeter and structures, public security and transportation."
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digital safety Expo (ESX), George De Marco, Chairman, Joins Us "in the Boardroom"http://www.securitysolutionswatch.com/Interviews/in_Boardroom_DeMarco_ESX.html
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IoT Evolution Expo, ORLANDO, FLORIDA, January 22-25, 2018www.iotevolutionexpo.com/east/
BORDER safety EXPO, JAN 31- FEB 1, 2018, DEMO DAY: FEBRUARY 2, 2018Henry B. Gonzalez convention core, San Antonio, TX USAwww.bordersecurityexpo.com
ITEXPO, February 13-16, 2018, fort Lauderdale, FLwww.itexpo.tmcnet.com/east/
SD-WAN convention & EXPO, FEBRUARY 14 - sixteen, 2018 | citadel LAUDERDALE, FLwww.sd-wanexpo.com/east/
SMi,BORDER protection 2018, twenty first FEBRUARY TO 22nd FEBRUARY 2018, ROME, ITALYwww.smi-on-line.co.uk/defence/europe/border-safety?utm_medium=www.bordersec.com&utm_source=D-158&utm_campaign=ssw
2nd Annual FINSEC 2018, The Banking protection Summit, 5-6 March, Dubai, UAEwww.newagebankingsummit.com/finsec/
TEC 2018, March 12-16, 2018, Sheraton Downtown Denver, Denver, COwww.psatec.com
Joint 2018 payments summit / ICMA Expo and U.S. funds forum MeetingMarch 26-29, 2018, Omni Orlando hotel at ChampionsGate, Championsgate, FLwww.stapayments.com
Joint 2018 payments summit / ICMA Expo and U.S. payments forum MeetingMarch 26-29, 2018Omni Orlando lodge at ChampionsGate, Championsgate, FLwww.icmaexpo.com
LAAD security 2018, São Paulo, Brasil, April 10-12, 2018www.laadsecurity.com.br
world Cyber protection in Healthcare & Pharma Summit, third-4th might likewise 2018, London, uk, Radisson Blu Edwardian Heathrowwww.international-engage.com/experience/cyber-security-summit/?utm_source=CyberSecurityMP2018&utm_medium=Security%20Solutions%2C%20Media%20Partner&utm_campaign=CyberSecurity18
Airport exhibit, Dicec, Dubai, 7-9 may additionally 2017https://www.theairportshow.com/show/e-book-your-stand?utm_source=securitysolutionswatch&utm_medium=barters-banner&utm_campaign=aps2018_exhibitors_bookyourstand_bartersbanner
Cyber Investing Summit, Tuesday, may additionally fifteenth, 2018 in ny metropolis.www.cyberinvestingsummit.com
Securing Federal id 2018, June 5-6, 2018, Almas conference Center1315 k highway, NW, Washington, District of Columbia 20005www.securingfederalidentity.com
TRANSPORT safety & safety EXPO, Washington, DC, June 11-12, 2018www.transportsecurityworld.com/activities/tssx/venue
***************************************************************************************************************About SecuritySolutionsWatch.com-----------------------------------------------www.SecuritySolutionsWatch.com facets notion leadership, content advertising, interviews about IT, IoT and safety solutions. Their flagship “in the Boardroom” program, now in its 15th year, has delivered astonishing content material about options from leading global brands akin to: 3M, ASSA ABLOY, Cisco safety, Dell EMC, HP Cybersecurity, Fujitsu, Gemalto, HID world, IBM, ImageWare, Intel, SAP, Siemens safety, Stanley safety, SONY protection, Yahoo, and Unisys just to identify a brace of.
What's YOUR cybersecurity, infrastructure, physical security, mobility, payments, security "wise" or blockchain answer?
We invite you to thrill associate us "in the Boardroom" at www.SecuritySolutionsWatch.com.
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For SecuritySolutionsWatch.com content-advertising and lead technology choices and capabilities, gladden notice their expense Card here: http://www.securitysolutionswatch.com/main/170502percent20RATE_CARD-four.pdf****************************************************************************************************************it's FREE...our month-to-month newsletter with notion management content material from leading protection specialists.Please click here: www.securitysolutionswatch.com/newsletters/newsletter_2017_12.htmlAnd gladden argue with us on Twitter prerogative here: https://twitter.com/SecStockWatch*****************************************************************************************************************THIS PRESS free up, AND every promoting, content AND every different fabric AND information WHICH looks ON SECURITYSOLUTIONSWATCH.COM AND/OR SECURITYSTOCKWATCH.COM, online AND/OR IN PRINT, IS topic TO THEIR phrases OF USE, conditions, AND DISCLAIMER prerogative here: www.SecuritySolutionsWatch.com/leading/Terms_of_Use.html.
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Korean automaker Hyundai will launch a so-referred to as hyperconnected vehicle subsequent year, incorporating a software-defined network (SDN) structure designed and constructed by community know-how enterprise Cisco, that it claims will set the stage for adaptive applied sciences within the motor business.
by means of submitting your own assistance, you compromise that TechTarget and its companions might likewise contact you concerning central content material, products and particular offers.
the two companies are poignant ahead with a strategy – first announced in 2016 – to foster vehicles with a brand current approach to conversation, the spend of a multifarious platform that might “present a course to innovate and build on smart car options”.
Now termed a utility-defined automobile (SDV), the constructing platform could be particularly configurable, offering built-in, multi-layer safety, replete end-to-conclusion networking enabling sensor integration, and an integration layer between utility and legacy hardware.
in the same route utility-described networking is rushing up time-to-market for current functions in enterprise environments, Hyundai and Cisco confidence this approach will considerably accelerate up the time it takes to convey current aspects to drivers.
“Hyundai Motor community’s ongoing collaboration with True world technology groups is a testomony to their ‘open innovation’ spirit; one if you want to prepare us for persisted management as transportation and mobility endure an remarkable evolution,” mentioned Hyundai Motor community’s government vice-president and head of car intelligence, Seung-ho Hwang.
“Our partnership with Cisco is a pretty righteous illustration of such efforts, and in 2019, they will unveil the first vehicle fitted with ground breaking connected-vehicle applied sciences collectively developed by both businesses.”
Cisco’s vice-president of boom initiatives and chief of workforce to the CEO, Ruba Borno, talked about: “Cisco is pleased to deliver a requisites-based approach in partnership with the automotive industry; one in order to aid accelerate innovation and boost the charge to the client.
“by means of growing a flexible, scalable, and cozy platform, they are allowing automobile agencies to carry more advantageous vehicles – sooner,” she delivered.
The collaboration will additionally discover the possibility of integration into Hyundai’s datacentres, which might allow greater access to actual-time facts, and connecting cars to wider sensible metropolis infrastructures, allowing them to discourse with site visitors lights or parking meters, for example.
LAS VEGAS, Jan. 9, 2018 /PRNewswire/ -- Hyundai Motor enterprise and Cisco these days published a current know-how roadmap on the route to permit next-era in-automobile networking with protection. additionally, the groups shared their timeline for commercial deployment of 'hyper-related' construction motors, slated for 2019. know-how advancements from the collaboration will allow Hyundai and Cisco to disrupt auto industry at a sooner tempo.
Cisco today revealed a current technology roadmap that will enable next-generation in-vehicle networking with security." alt="Hyundai Motor Company and Cisco today revealed a current technology roadmap that will enable next-generation in-vehicle networking with security."/>
This enjoyable automotive and IT collaboration is concentrated on know-how solutions for in-vehicle statistics calls for, with the end to enhance exponentially with self sustaining driving and different connectivity wants. The focal point for Hyundai and Cisco is relocating away from restrictive CAN (Controller enviornment network) systems, to Ethernet communications, which crow processing speeds of as much as 1Gbps. Ethernet-primarily based utility additionally supports integrated facts manage, which allows for flexible growth of connections to tackle significant records sets coming from numerous add-ons within the car concurrently.
Hyundai and Cisco possess created a brand current platform that offers incredibly relaxed access to every the facts in the vehicle. The platform makes spend of the first era of 1Gps architectures and automotive Ethernet with QoS, which permits for maximized bandwidth, extra capabilities. or not it's enormously configurable and comfy – and offers the pliability to design and construct current services. it's going to additionally accelerate up innovation, provide 'over the air updates', and abridge the lifecycle in bringing current capabilities to market.
"Hyundai Motor neighborhood's ongoing collaboration with righteous world expertise businesses is a testament to their 'Open Innovation' spirit in an effort to withhold together us for persevered leadership as transportation and mobility undergo an extraordinary evolution," famous Seung-ho Hwang, govt vice chairman and Head of Hyundai Motor neighborhood's Auto Intelligence business department. "Our partnership with Cisco is a pretty righteous illustration of such efforts, and in 2019 they are able to unveil the first automobile equipped with groundbreaking linked-automobile applied sciences collectively developed by route of the two businesses."
The software defined automobile (SDV) platform is an in-automobile netork that units the table for adaptive applied sciences. It additionally offers built-in, better protection – as well as replete conclusion-to-conclusion networking. The SDV will enable new, excessive-pace features through an integration layer between utility and legacy hardware.
by route of enabling IP and Ethernet capabilities, legacy buses and contraptions will labor at the side of the current Ethernet attached contraptions and services. via its labor with Cisco, Hyundai Motor will be positive that its connected vehicle infrastructure can accommodate to current innovations in car to every Little thing (V2X) communique, so that you can permit for a a righteous deal safer autonomous using undergo and enable 'sensible site visitors' capabilities. this can allow the connected automobile platform to conform and link automobiles to everything from buildings and places of labor to city infrastructure and different vehicles by the spend of clever networks, The information superhighway of issues, and information superhighway Protocol technologies.
"Cisco is blissful to bring a standards-based mostly approach in partnership with the car business; one which will assist accelerate innovation, and boost the value to the customer. by growing a flexible, scalable, and relaxed platform, we're permitting automobile businesses to convey stronger vehicles - faster," pointed out Ruba Borno, vp, increase Initiatives and Chief of carcass of workers to CEO, Cisco.
Hyundai and Cisco initiated collaborative edifice in 2016 and jointly shared their imaginative and prescient for linked mobility at CES 2017, demonstrating their "hyper-linked car". the two trade leaders agreed that the next facet of transportation ought to possess a brand current and imaginative verbal exchange infrastructure with a multifarious and greater cozy platform that would additionally present a course to innovate and construct smart-vehicle options.
Hyundai's own progress teams had been developing core know-how considering that 2013, together with 'Hyundai motor vehicle Cloud', connected automobile operating system (ccOS), and connected automobile provider Platform (ccSP). Hyundai Motor will likewise labor on different connected vehicle applied sciences and connected functions equivalent to smartphone and wise domestic related capabilities, clever far off aid, thoroughly self reliant driving, sensible site visitors functionality and mobility hubs.
With the In-car community application scheduled to arrive in 2019, Hyundai Motor is poised to remove a global lead with yet a further key related vehicle know-how.
About Hyundai Motor
centered in 1967, Hyundai Motor business is committed to fitting a lifetime companion in cars and past. The enterprise leads the Hyundai Motor community, an innovative enterprise constitution able to circulating materials from molten iron to entire cars. Hyundai Motor has eight manufacturing bases and 7 design & technical centers international and in 2017 bought about four.7 million cars globally. With greater than a hundred and ten,000 personnel global, Hyundai Motor continues to raise its product line-up with localized fashions and strives to give a boost to its management in immaculate know-how, birth with the area's first mass-produced hydrogen-powered car, ix35 gasoline mobilephone and IONIQ, the realm's first model with three electrified powertrains in a sole build category.
greater information about Hyundai Motor and its items will likewise be establish at: http://international.hyundai.com or http://globalpr.hyundai.com
Cisco is the international expertise chief that has been making the cyber web labor because 1984. Their americans, items, and partners support society securely associate and capture the following day's digital probability nowadays. find more at thenetwork.cisco.com and supervene us on Twitter at @Cisco.
Cisco and the Cisco brand are logos or registered emblems of Cisco and/or its associates within the U.S. and different countries. a listing of Cisco's trademarks may likewise be discovered at www.cisco.com/go/logos. Third-birthday party emblems mentioned are the property of their respective homeowners. using the note associate doesn't argue a partnership relationship.
View fashioned content with multimedia:http://www.prnewswire.com/information-releases/hyundai-and-cisco-to-deliver-vehicle-with-next-generation-community-know-how-in-2019-300579598.html
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SECURITIES AND exchange commission WASHINGTON, D.C. 20549 contour 10-Q
Quarterly report Pursuant To Part 13 Or 15(d)Of The Securities alternate Act Of 1934
For the quarterly duration ended September 30, 1996
commission file No. 0-10537
old 2nd Bancorp, Inc. (accurate identify of registrant as targeted in its constitution)Delaware 36-3143493 (State or different jurisdiction of (I.R.S. agency incorporation or firm) Identification No.)
37 South River street, Aurora, Illinois 60507(handle of foremost government offices) (Zip Code)
(630) 892-0202(Registrant's phone number, including enviornment code)
(Former name, former tackle and former fiscal year,if modified since closing record.)
point out with the aid of examine brand whether the registrant (1) has filed every reviews required to be filed via section 13 or 15(d) of the Securities alternate Act of 1934 every over the preceding twelve months (or for such shorter epoch that the registrant become required to file such reviews), and (2) has been topic to such submitting requirements for the previous ninety one days.
sure [X] No[ ]
applicable handiest TO corporate ISSUERS:
point out the number of shares outstanding of each and every of the issuer's classes of universal inventory as of the latest attainable date.
2,937,484 shares of no par cost typical stock are magnificent as of November 12, 1996.
There are not any reveals with this kindhearted 10-Q.
page 1 of 12 PagesPart I - fiscal tips merchandise 1 - economic Statements historic 2d BANCORP, INC. AND SUBSIDIARIES CONSOLIDATED steadiness SHEETS (UNAUDITED) (IN lots apart from partake records) September 30, December 31, 1996 1995 --------- --------- property ------ cash and Due from Banks, Non- activity demeanor $ 28,934 $ forty two,047 interest demeanor Deposits With Banks 200 four hundred Federal money offered forty three,575 forty two,800 ------- ------- total money and money Equivalents seventy two,709 85,247 purchasable for sale Securities 253,392 253,899 Loans 421,957 399,505 much less:Allowance For feasible personal loan Losses 6,226 5,676 Unearned earnings 418 502 ------- ------- Loans, web 415,313 393,327 bank Premises and device, web 14,868 14,602 different property 15,005 13,655 ------- ------- total property $771,287 $760,730 ======= ======= LIABILITIES ----------- Deposits: require $ ninety three,684 $a hundred,169 discounts 283,455 271,769 Time 303,415 297,353 ------- ------- total Deposits 680,554 669,291 Securities bought under Agreements to Repurchase 1,369 6,554 different short-time epoch Borrowings 3,991 2,585 note Payable 20 40 different Liabilities 6,151 6,842 ------- ------- total Liabilities 692,085 685,312 ------- ------- STOCKHOLDERS' fairness -------------------- favored stock, no par cost, 300,000 shares licensed, not one issued universal stock, no par cost shares authorized: 6,000,000 at September 30, 1996 3,500,000 at December 31, 1995 shares issued: 2,937,484 at September 30, 1996 2,350,one hundred sixty five at December 31, 1995 15,377 15,377 Retained earnings sixty four,234 fifty eight,533 internet Unrealized profit (Loss) on Investments (409) 1,508 ------- ------- complete Stockholders' equity 79,202 75,418 ------- ------- total LIABILITIES&STOCKHOLDERS' fairness $771,287 $760,730 ======= ======= notice accompanying notes.
web page 2historic 2nd BANCORP, INC AND SUBSIDIARIES CONSOLIDATED STATEMENTS OF salary (UNAUDITED) (IN thousands apart from partake AND PER partake statistics) Three Months Ended September 30, ------------------ 1996 1995 ------ ------ activity income: --------------- Loans $ 9,266 $ 8,625 investment Securities: Taxable three,068 three,112 Exempt From Federal revenue Tax 965 1,052 Federal money bought 387 648 interest demeanor Deposits 7 5 ------ ------ total pastime profits 13,693 13,442 ------ ------ interest rate: ---------------- reductions Deposits 1,853 1,998 Time Deposits 4,204 four,266 Securities bought below Agreements To Repurchase 42 61 different short-time epoch Borrowings 35 54 word Payable 0 1 ------ ------ total interest rate 6,134 6,380 ------ ------ net hobby salary 7,559 7,062 Provision for viable personal loan Losses 230 20 ------ ------ net hobby revenue After Provision for feasible loan Losses 7,329 7,042 other revenue: ------------ confidence charges 910 789 service prices on Deposit money owed 740 624 other earnings 286 380 ------ ------ complete other income 1,936 1,793 ------ ------ different prices: -------------- Salaries and employee merits 3,a hundred and one three,007 web Occupancy of fiscal institution Premises 517 475 furniture and device 708 505 FDIC insurance 6 (36) advertising 242 248 Stationery and materials 176 204 Goodwill Amortization 129 129 other 995 1,088 ------ ------ total other charges 5,874 5,620 ------ ------ income before revenue Taxes three,391 three,215 income Tax cost 1,060 924 ------ ------ web profits $2,331 $2,291 ====== ====== Per partake amounts: ----------------- web profits $0.seventy nine $0.seventy eight Dividends Declared 0.20 0.16 regular Shares excellent 2,937,484 2,937,706 notice accompanying notes.
page threehistoric 2nd BANCORP, INC AND SUBSIDIARIES CONSOLIDATED STATEMENTS OF earnings (UNAUDITED) (IN lots apart from partake AND PER partake statistics) nine Months Ended September 30, ---------------- 1996 1995 ------ ------ activity income: --------------- Loans $27,132 $25,281 investment Securities: Taxable 9,088 9,141 Exempt From Federal earnings Tax 2,854 three,015 Federal cash offered 1,431 1,520 pastime demeanor Deposits 18 sixteen ------ ------ total activity earnings forty,523 38,973 ------ ------ hobby expense: ---------------- discount rates Deposits 5,532 5,739 Time Deposits 12,537 11,659 Securities sold below Agreements To Repurchase 119 ninety different brief-time epoch Borrowings 79 152 note Payable 1 three ------ ------ complete hobby cost 18,268 17,643 ------ ------ web activity salary 22,255 21,330 Provision for viable mortgage Losses 509 seventy nine ------ ------ net pastime salary After Provision for feasible personal loan Losses 21,746 21,251 different profits: ------------ believe costs 2,877 2,383 service fees on Deposit accounts 2,045 1,845 different salary 1,080 961 ------ ------ complete different profits 6,002 5,189 ------ ------ other costs: -------------- Salaries and worker benefits 9,258 9,101 internet Occupancy of fiscal institution Premises 1,350 1,221 furniture and device 1,917 1,440 FDIC assurance 18 661 advertising 642 584 Stationery and elements 570 527 Goodwill Amortization 387 387 other 2,874 three,100 ------ ------ total different costs 17,016 17,021 ------ ------ salary earlier than income Taxes 10,732 9,419 income Tax expense three,376 2,667 ------ ------ net salary $7,356 $6,752 ====== ====== Per partake amounts: ----------------- web revenue $2.50 $2.30 Dividends Declared 0.60 0.forty eight usual Shares spectacular 2,937,620 2,937,706 notice accompanying notes.
web page 4stale second BANCORP, INC. AND SUBSIDIARIES CONSOLIDATED STATEMENTS OF money FLOWS (UNAUDITED) (IN hundreds) For the 9 Months Ended September 30, 1996 1995 ----- ----- cash FLOWS FROM operating actions: ------------------------------------- activity bought $40,665 $38,728 interest Paid (18,430) (16,956) Paid to Suppliers and employees (16,086) (sixteen,297) confidence charges acquired 2,877 2,383 profits Taxes Paid (three,465) (2,595) provider expenses obtained on Deposit debts 2,045 1,845 different income received 1,080 961 ------ ------ net money supplied by means of operating activities eight,686 eight,069 ------ ------ money FLOWS FROM INVESTING actions: ------------------------------------- net raise in Loans (22,495) (29,320) Purchases of purchasable on the market Securities (36,303) (33,409) Proceeds from Maturities of attainable on the market Securities 33,599 27,383 Capital bills (1,281) (775) lower in other actual estate Owned 0 789 other, net (324) 0 ------ ------ internet cash utilized in Investing actions (26,804) (35,332) ------ ------ money FLOWS FROM FINANCING actions: ------------------------------------- net enhance in Deposits eleven,263 37,702 raise (reduce)in other brief-term Borrowings (three,799) 2,013 lower in Notes Payable (40) Dividends Paid (1,891) (1,500) other, web 7 40 ------- ------ net money provided by route of Financing activities 5,580 38,215 ------- ------ web raise (decrease) in money & money Equivalents (12,538) 10,952 cash & cash Equivalents at birth of duration eighty five,247 seventy eight,751 ------ ------ money & money Equivalents at finish of duration $seventy two,709 $89,703 ====== ====== RECONCILIATION OF web revenue TO web money supplied through working activities: internet income $7,356 $6,752 alterations to Reconcile net revenue to web money supplied via working activities: Depreciation 1,015 961 Provision for possible personal loan Losses 509 79 boost in Taxes Payable 35 142 profit for Deferred revenue Taxes (124) (70) (enhance) lower in hobby Receivable sixty three (723) increase(lessen) in activity Payable (161) 688 net top class Amortization seventy eight 477 Goodwill Amortization 387 387 reduce in accumulated charges (334) (347) raise in pay as you fade fees (138) (277) ------ ------ complete adjustments 1,330 1,317 ------ ------ internet money offered through operating actions $8,686 $eight,069 ====== ====== notice accompanying notes.
web page 5
NOTES TO epoch in-between CONSOLIDATED fiscal STATEMENTS
notice 1 - abstract OF magnificient ACCOUNTING policies
The accounting policies adopted within the preparation of interim economic statements are in keeping with those used within the preparation of annual economic guidance. The interim fiscal statements reflect every adjustments, which can be mediocre and habitual in nature, crucial within the view of administration for a unprejudiced statement of results for the interim periods introduced. effects for the nine months ended September 30, 1996 are not necessarily indicative of the results that can be expected for the year ended December 31, 1996.
note 2 - ACCOUNTING FOR THE IMPAIRMENT OF long-LIVED belongings AND long-LIVED belongings TO be DISPOSED OF
effective January 1, 1996, the supplier adopted economic Accounting requirements quantity 121 "Accounting for the Impairment of long-Lived property and long-Lived assets to be Disposed Of". Adoption of this mediocre did not possess a material repercussion on the supplier's fiscal situation or effects of operations.
note 3 - ACCOUNTING FOR inventory primarily based COMPENSATION
As of January 1, 1996, the company adopted fiscal Accounting requirements number 123 "Accounting for inventory primarily based Compensation", which applies to the employer's long-term Incentive Plan. Adoption of this universal did not possess any repercussion on the organization's fiscal position or results of operations since the company has elected to undertake handiest the disclosure necessities of the orthodox and should continue to account for inventory based compensation as it has during the past below the provisions of Accounting principles Board view No. 25.
notice four - PER partake quantities
income per partake quantities are in accordance with the weighted universal variety of shares of criterion stock striking every through each and every reported period, after giving retroactive outcome to a five-for-four inventory crash up valuable June 17, 1996.
note 5 - PROPOSED ACQUISITION
old 2d Bancorp has signed a Definitive agreement to acquire the first of the united states bank-Illinois department in Ottawa ("Ottawa"). The scheduled helpful date for the acquisition, topic to the approval of federal regulators is December 27, 1996. The Ottawa department had total deposits of approximately 30,000,000 at September 30, 1996. stale second will operate the current situation as a fork of Yorkville national bank.
half 1 - economic suggestions
historical 2d BANCORP, INC. AND SUBSIDIARIES
MANAGEMENTS' dialogue AND evaluation OF FINANCIALCONDITION AND consequences OF OPERATIONS
the following dialogue analyzes the consolidated monetary circumstance and outcomes of operations of stale 2d Bancorp, Inc. and its subsidiaries.
complete assets at September 30, 1996 of $771,287,000 were up just a Little from the 1995 year-end total of $760,730,000. accessible on the market Securities of $253,392,000 had been down $507,000 and net Loans of $415,313,000 were up $21,986,000 (5.6%).
complete Deposits were $680,554,000 in comparison to the 1995 12 months-conclusion complete of $669,291,000. discount rates Deposits of $283,455,000 had been up $11,686,000 (four.three%). Time Deposits extended $6,062,000 (2.0%) as depositors flaunt to be taking talents of prices on Certificates of Deposits. require Deposits of $ninety three,684,000 possess been down $6,485,000 (6.5%). Securities offered under Agreements to Repurchase of $1,369,000 reduced $5,185,000 while other short-term Borrowings of $three,991,000 were up $1,406,000.
total Stockholders' equity of $seventy nine,202,000 elevated by $three,784,000 from the 1995 yr-end total of $seventy five,418,000. The raise resulted from additional retained revenue of $5,701,000 offset by means of a decline of $1,917,000 in web Unrealized profit (Loss) on Investments.
effects OF OPERATIONS
working outcomes consist of web profits for ancient second Bancorp, Inc. and its subsidiaries for the three and 9 months ended September 30, 1996 and 1995, respectively.
internet interest earnings for the three months ending September 30, 1996 of $7,559,000 became up $497,000 (7.0%) over the like length of 1995. complete hobby profits for the three months of 1996 turned into greater than 1995 via $251,000, whereas complete interest rate changed into reduce than 1995 through $246,000.
total different income for the three months ending September 30, 1996 of $1,936,000 changed into up $143,000 (eight.0%) from the same length a yr ago. confidence charges increased $121,000 (15.three%) and repair fees on Deposit bills expanded $116,000 (18.6%) for the quarter.
complete different expenses for the three months ending September 30, 1996 multiplied $254,000 (four.5%) from the same epoch in 1995. web Occupancy and furnishings and device multiplied $42,000 (8.8%) and $203,000 (40.2%), respectively.
For the 9 months ending September 30, 1996 internet interest revenue of $22,255,000 was up $925,000 (four.3%) over the primary nine months of 1995. total hobby income for the 9 months of 1996 was bigger than 1995 by using $1,550,000 (4.0%), while total activity cost became higher than 1995 by route of $625,000 (3.5%).
complete different salary for the nine months ending September 30, 1996 expanded $813,000 (15.7%) from the like epoch in 1995. confidence costs improved $494,000 (20.7%) and different income improved $119,000 (12.4%) for the 9 month length due basically to bigger personal loan origination expenses from Mortgages Held for Resale.
For the 9 months, total different fees were appreciably the equal as closing year. web Occupancy and furnishings and machine increased $129,000 (10.6%) and $477,000 (33.1%), respectively. FDIC fee decreased $643,000 (97.3%), marketing elevated $fifty eight,000 (9.9%) and Stationary and elements elevated $43,000 (8.2%). different expenses had been down $226,000 (7.3%) from the same duration in 1995.
web page eight
Liquidity is generally defined as the capability to fulfill cash circulation necessities. For a bank, meeting money rush requirements capacity having dollars purchasable to fulfill client credit score needs as well as having funds purchasable to satisfy depositor withdrawal requests. For the company, liquidity means having cash obtainable to pay money dividends, debt provider and working fees. Liquid property consist primarily of non-hobby demeanor and activity demeanor deposits, overnight federal money sold and unpledged funding securities. The Consolidated Statements of money Flows blanketed with the fiscal statements herein set forth the cash flows from working, investing and financing activities for the a variety of time durations.
web money supplied by using operating actions was $eight,686,000 and $eight,069,000 for the nine months ended September 30, 1996 and 1995, respectively.
net money used in investing actions become $26,804,000 for the nine months in 1996; in 1995 web cash used in investing actions totaled $35,332,000. The basic add-ons of money flows from investing actions are funding and compensation of customer loans and purchases and income of investment securities. For 1996, web increases in loans resulted in cash outflows of $22,495,000 and web investment undertaking resulted in money outflows of $2,704,000. prerogative through 1995, internet raises in loans resulted in money outflows of $29,320,000 while net investment exercise resulted in cash outflows of $6,026,000.
cash flows from financing activities are essentially brought on by alterations in deposit ranges, brief-time epoch borrowings, notes payable and the impregnate of dividends to stockholders. For the nine months ending September 30, 1996, net money provided via financing actions turned into $5,580,000; in 1995 web cash offered by means of financing actions totaled $38,215,000. For 1996, an increase in deposits generated money inflows of $11,263,000 and a lower in brief-term Borrowings generated cash outflows of $3,799,000. In 1995 a mount in deposits generated cash inflows of $37,702,000 and brief-term Borrowings resulted in cash inflows of $2,013,000.
web page 9
part II - other assistance
merchandise 6. displays and reports on kindhearted 8-okay
display 27. economic facts agenda
B. studies on contour 8-okay
No reviews on kindhearted eight-k were filed every the route through the quarter as a result of the absence of situations below which they're required.
web page 10
Pursuant to the necessities of the Securities and alternate Act of 1934, the registrant has duly brought about this file to be signed on its behalf through the undersigned thereunto duly authorized.
old 2d BANCORP, INC./S/ Ronald J. Carlson with the aid of: Ronald J. Carlson, President, Chief economic Officer, Chief working Officer, Secretary and Director Date: eleven/14/96
ancient second BANCORP, INC.37 SOUTH RIVER STREETAURORA ILLINOIS 60507
page 12duration category 9 MOS FISCAL 12 months conclusion DEC 31 1996 period end SEP 30 1996 money 28934 INT demeanor DEPOSITS 200FED dollars sold 43575 trading property 0 INVESTMENTS HELD on the market 253392 INVESTMENTS wearing0 INVESTMENTS industry0 LOANS 421539 ALLOWANCE 6226 complete property 771287 DEPOSITS 680554 short time period 5380 LIABILITIES different 6151 future 0 favorite mandatory 0 favored 0 typical 15377 different SE 63825 total LIABILITIES AND equity 771287 activity loan 27132 interest Make investments 11942 pastime other 1449 activity total40523 pastime DEPOSIT 18069 hobby price 18268 pastime earnings web22255 personal loan LOSSES 509 SECURITIES advantageous properties 0 expense different 17016 revenue PRETAX 10732 income PRE mind-blowing 7356 remarkable 0 changes 0 internet earnings 7356 EPS basic 2.50 EPS DILUTED 2.50 YIELD accurate0 LOANS NON 0 LOANS beyond0 LOANS stricken 0 LOANS problem0 ALLOWANCE OPEN 0 can impregnate OFFS 0 RECOVERIES 0 ALLOWANCE close 0 ALLOWANCE domestic 0 ALLOWANCE international 0 ALLOWANCE UNALLOCATED 0
NEWBURYPORT-- frequently times, the group that does the stronger job taking abilities of it’s alternatives comes out on desirable.
the day prior to this’s boys soccer game between Manchester Essex and Newburyport proved that, because the traveling Hornets capitalized on their biggest chances, notably in the second half. Up just one end with under 15 minutes to play, senior striker Henry Rohner netted consecutive goals for Manchester Essex (now 5-2) to withhold his crew up 3-0 and conclusion the Clippers comeback bid.
Newburyport (1-2-4) did obtain a latest minute goal from junior Daniel Balentine, however become too Little too late, as the Clippers subsequently fell, 3-1.
“each person did a pretty righteous job today,” famous Rohner. “both the fellows on the backyard and the fellows within the core possess been in fact hustling and everybody become working challenging. every of their wins this season possess been a total group effort and that changed into no diverse today. every and sundry just did their job and did it extraordinarily neatly.”
because the game received started, it appeared like Newburyport will be the first crew to obtain on the scoreboard. It was controlling the ball smartly on offense and had a brace of nice crosses that lead to pictures. but both of the early photographs had been off beam, and the Hornets took advantage.
just after coming off the bench, freshman Atticus Takayesu acquired out in entrance of the defense and received a low, grounded crossing rush within the front of the net for the visitors. With best the keeper to beat, Takayesu fired a shot past ‘Port goalie Andrew Allman for the online game’s first ranking.
issues would relax after that, although, and the remains of the hole half became a battle for possession as neither crew confirmed any kindhearted of domination. Allman stayed composed in internet for the hosts, and in keeping with Clippers head drill Shawn Bleau, “he saved us in it in the first half.”
Following intermission, it changed into as soon as again the Clippers who possess been on the assault early, threatening for the equalizer on a few events. Their most efficient probability came when midfielder Caleb Dawe let one coast from just backyard the box and watched it ding the crossbar earlier than crusing out of bounds.
The close goal led to a brief Hornets unencumber as keeper Marco Kaper booted one downfield and watched Rohner execute the leisure. The speedster beat his defenders and fired one past Allman for his first purpose of the afternoon.
Then, simply a brace of minutes later Rohner scored on the same circumstance, this time taking expertise of a miscue by route of the Clippers protection and beating the keeper one-on-one for the dagger.
“It’s complicated,” said Bleau. “We carried the play every afternoon. They in reality deserved more suitable. They neglected about three chances within the last 10 minutes or so and they had some mistakes in the lower back; some breakdowns.
“I anticipated it to be a fight and foster prerogative right down to the end. The closing score doesn’t reveal how close it changed into. i believed they may quiet possess tied the online game and looking out back at it I felt they might possess tied it.”
As for Rohner, he mentioned that each of his two dreams possess been no fluke, and the long ball from the keeper is anything his group tried to execute when the time is right.
“That’s what they constantly execute if the ball is every of the approach down here (on their end),” famous Rohner. “If they are able to obtain a quick restart and obtain out on entrance then they are attempting to try this. So Marco (Kaper) just hit the ball down territory to me and i tried to Make spend of my pace and fade as swiftly as i will be able to and not are attempting to hit it too tough. I just tried to hold it fundamental and train arrogate within the returned of the internet.”
It turned into a pleasant jump returned win for Manchester Essex, snapping a two-video game losing skid after opening the season with four straight victories. With the victory, the Hornets hold sole possession of 2d area within the Cape Ann League Baker division.
“It’s excellent, it definitely helps,” Manchester head coach Rob Bilsbury said of the win. “This league is only dazzling. It’s so extreme and each sole vigorous might fade either route relatively much the entire route in the course of the league which is pretty excellent. We’re simply excited to foster back out on the successful aspect of it nowadays and Newburyport became existent strong. They simply necessity to hold taking it one appropriate at a time.”
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